7744 Ramsey Rd, Lima, OH 45807 Property Records

Allen County property record for 7744 Ramsey Rd, Lima, OH 45807

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,880 sqft · built 1959
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Dec 2015)
Tax Bill	$1,596 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-2000-03-004.000`

Property Details

APN / Parcel Number

Primary APN	`27-2000-03-004.000`
Alternative APN	`B0927200003004000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,880 sqft Living Area
Gross Area	2,264 sqft
1st Floor Area	1,880 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Deck Area	180 sqft
Patio Area	882 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	7744 RAMSEY RD
City	LIMA
State	OH
Zip	45807-8545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW1/4 JOINT TEN RTS 07-02-20
Jurisdiction	ALLEN OH
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3096
Census Tract	10200

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7744 RAMSEY RD, LIMA, OH 45807-8545
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MTG
Jun 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2015 · Amount on Record
Deed Sale	Dec 1, 2015 · Amount on Record
Prior Sale	Sep 4, 2014 · Amount on Record
Deed Document Number	201512709
Deed Book / Page	2015 / 12709
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	7744 RAMSEY RD, LIMA, OH 45807-8545
Document Number	0000003621
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7744 RAMSEY RD LIMA OH 458078545, LIMA, OH 45807-8545

Mortgage

Document Number	0000003621
Date	Apr 9, 2020
Instrument	3621

Lender

Name	ROYAL UNITED MTG
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 8, 2035

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	7744 RAMSEY RD, LIMA, OH 45807-8545
Document Number	0000006606
Book / Page	002017 / 006606
Instrument Date	Jun 12, 2017
Transaction Type	Mortgage
Record Updated	Jul 24, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7744 RAMSEY RD LIMA OH 458078545, LIMA, OH 45807-8545

Mortgage

Document Number	0000006606
Date	Jun 16, 2017
Book Page	002017/006606
Instrument	6606

Lender

Name	ROYAL UNITED MTG
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 15, 2032

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Monroe Township
Unified School District	Bath Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,596.00 (-0.44%)	$40,570 (-) Land $6,200 Building $34,370	$115,900 (-) Land $17,700 Building $98,200
2024	$1,603.00 (+10.1%) Homeowner's exemption	$40,570 (+21.98%) Land $6,200 Building $34,370	$115,900 (+22%) Land $17,700 Building $98,200
2023	$1,456.00 (+0.83%) Homeowner's exemption	$33,260 (-) Land $5,080 Building $28,180
2022	$1,444.00 Homeowner's exemption	$33,260 Land $5,080 Building $28,180
2021			$95,000 Land $14,500 Building $80,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2011–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Buckeye Wireless, Speedwavz.

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