7742 Rocio St, Carlsbad, CA 92009 Property Records

San Diego County property record for 7742 Rocio St, Carlsbad, CA 92009

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,687 sqft · built 1982
Lot Size	0.281 acres (12,250 sqft)
Owner	Company Name on File
Last Sale	$224,000 (Mar 1983)
Tax Bill	$5,636 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`216-351-06-00`

Property Details

APN / Parcel Number

Primary APN	`216-351-06-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,687 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	12,250 sqft (0.281 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7742 ROCIO ST
City	CARLSBAD
State	CA
Zip	92009-8039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 66 TR 007895
Legal Subdivision	CARLSBAD COURT
Legal Tract	007895
Legal Block	3
Legal Lot Number	66
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	20035

Owner

7742 Rocio St is owned by a company that acquired it in June 1998 and is owner-occupied.

Source: San Diego County records, as of July 30, 2026

Owner of Record	Company Name on File
Mailing Address	7742 ROCIO ST, CARLSBAD, CA 92009-8039
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Apr 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMIERCA NA
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU
Jul 28, 2021	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Oct 30, 2017	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Oct 30, 2017	Deed of Trust, Mortgage · ARM MISSION FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 1983 · Amount on File
Deed Sale	Mar 30, 1983 · Amount on File
Deed Document Number	198399952
Last Transfer Date	Jun 1, 1998
Transfer Doc	0000339929
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 22, 2026
Property Address	7742 ROCIO ST, CARLSBAD, CA 92009-8039
Document Number	0000209204
Instrument Date	Jul 14, 2026
Instrument	2026209204
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	7742 ROCIO ST, CARLSBAD, CA 92009-8039

Mortgage

Document Number	0000209204,
Date	Jul 22, 2026
Instrument	2026209204

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2056

Interest

Rate	6.47%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 27, 2026
Property Address	7742 ROCIO ST, CARLSBAD, CA 92009-8039
Document Number	0000118022
Instrument Date	Apr 20, 2026
Instrument	2026118022
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	7742 ROCIO ST, CARLSBAD, CA 92009-8039

Mortgage

Document Number	0000118022,
Date	Apr 27, 2026
Instrument	2026118022

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7742 ROCIO ST, CARLSBAD, CA 92009-8039
Transaction Type	Mortgage
Record Updated	Aug 6, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7742 ROCIO ST, CARLSBAD, CA 92009-8039

Mortgage

Document Number	0000538420
Date	Jul 28, 2021
Instrument	2021-0538420

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Aug 1, 2026
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	4.5%
Index	5-Year CMT
Max Rate	7.5%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7742 ROCIO ST, CARLSBAD, CA 92009-8039
Transaction Type	Mortgage
Record Updated	Aug 6, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7742 ROCIO ST, CARLSBAD, CA 92009-8039

Mortgage

Document Number	0000538421
Date	Jul 28, 2021
Instrument	2021-0538421

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jul 31, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7742 ROCIO ST, CARLSBAD, CA 92009-8039
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000505414
Date	Oct 30, 2017
Instrument	2017-0505414

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Oct 31, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7742 ROCIO ST, CARLSBAD, CA 92009-8039
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000505413
Date	Oct 30, 2017
Instrument	2017-0505413

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2022
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	5.12%
Index	5-Year CMT
Max Rate	8.12%

Tax Assessment & Valuation

The 2025 property tax bill for 7742 Rocio St was $5,636 with a homeowner's exemption, up 4.4% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$473,339 (+2%) Land $181,853 Building $291,486
2025	$5,636.00 (+4.45%) Homeowner's exemption	$464,059 Land $178,288 Building $285,771
2024	$5,396.00 (+3.25%)
2023	$5,226.00 (+2.65%) Homeowner's exemption	$446,041 Land $171,366 Building $274,675
2022	$5,091.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7742 Rocio St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7742 Rocio St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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