Santa Rosa County property record for 7740 Fenwick St, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,529 sqft · built 2015 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $640,000 (Jan 2025) |
| Tax Bill | $3,538 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-2S-26-1920-22700-0160 |
| Primary APN | 18-2S-26-1920-22700-0160 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,529 sqft Living Area |
| Gross Area | 3,843 sqft |
| 1st Floor Area | 2,529 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Type | Attached |
| Garage Area | 642 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 672 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7740 FENWICK ST |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-2700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 16 BLK 227 HOLLEY BY THE SEA AS DES OR 4582 PG 1867 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 18 |
| Legal Subdivision | HOLLEY SEA/1ST AMD |
| Legal Block | 227 |
| Legal Lot Number | 16 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10821 |
7740 Fenwick St is owned and occupied by two individuals who bought it in January 2025.
Source: Santa Rosa County records, as of April 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7740 FENWICK ST, NAVARRE, FL 32566-2700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2025 · Amount on File |
| Deed Sale | Jan 31, 2025 · Amount on File |
| Prior Sale | Sep 6, 2017 · Amount on File |
| Deed Document Number | 20254123 |
| Deed Book / Page | 4582 / 1867 |
| Prior Transfer Date | Apr 28, 2014 |
| Prior Transfer Doc | 0033391309 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 7740 FENWICK ST, NAVARRE, FL 32566-2700 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 7740 FENWICK ST, NAVARRE, FL 32566-2700 |
| Document Number | 0039841511 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | 3984/1511 |
| Instrument | 202038690 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 7740 Fenwick St was $3,538, up 3.7% from the year before.
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,538.00 (+3.66%) | $330,374 (+2.9%) | $455,992 (+3.85%) Land $75,000 Building $380,992 |
| 2024 | $3,413.00 (+2.22%) Homeowner's exemption Disabled Person's exemption | $321,063 (+3%) | $439,079 (+2.31%) Land $75,000 Building $364,079 |
| 2023 | $3,339.00 (+2.71%) Homeowner's exemption Disabled Person's exemption | $311,712 (+3%) | $429,182 (+6.88%) Land $68,250 Building $360,932 |
| 2022 | $3,251.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $302,633 | $401,545 Land $52,500 Building $349,045 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7740 Fenwick St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 162 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 162 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7740 Fenwick St is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: LiveOak Fiber.
5G (outdoors only) and 4G LTE
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