Calvert County property record for 7740 C St, Chesapeake Beach, MD 20732
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 952 sqft · built 1987 |
| Lot Size | 0.062 acres (2,684 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $325,000 (Aug 2018) |
| Tax Bill | $3,918 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-114988 |
| Primary APN | 03-114988 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 952 sqft Total Area |
| Basement Area | 545 sqft |
| Finished Basement | 545 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,684 sqft (0.062 acres) |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Garage Area | 276 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 136 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 114988 |
|---|---|
| Street Address | 7740 C ST |
| City | CHESAPEAKE BEACH |
| State | MD |
| Zip | 20732-9312 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | C |
| Legal Description | LT 96 PLAT 4 CHESAPEAKE STATION |
| Legal Subdivision | PLAT FOUR TOWNHOUSE |
| Legal Lot Number | 96 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 860402 |
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 7740 C ST, CHESAPEAKE BEACH, MD 20732-9312 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Sep 6, 2019 | Deed of Trust, Mortgage · FHA Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Aug 22, 2018 | Deed, Transfer · FHA Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2018 · Amount on Record |
| Deed Sale | Aug 22, 2018 · Amount on Record |
| Prior Sale | Sep 1, 2000 · Amount on Record |
| Deed Book / Page | 5239 / 461 |
| Transfer Doc | 0000001911 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 7740 C ST, CHESAPEAKE BEACH, MD 20732-9312 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | TITLEMAX LLC |
| Name | Verified Name |
|---|
| Document Number | 0054290004 |
|---|---|
| Date | Sep 6, 2019 |
| Book Page | 5429/004 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23462 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Aug 22, 2018 |
| Property Address | 7740 C ST, CHESAPEAKE BEACH, MD 20732-9312 |
| Document Number | 0052390461 |
| Book / Page | 5239 / 461 |
| Map Reference | MB ABE2 PG2 |
| Instrument Date | Aug 7, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7740 C ST CHESAPEAKE BCH, CHESAPEAKE BEACH, MD 20732 |
| Document Number | 0005239469 |
|---|---|
| Date | Aug 22, 2018 |
| Instrument | 5239/469 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Municipality | Chesapeake Beach Town |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $371,467 (+13.89%) | $392,600 (+8.78%) Land $121,100 Building $271,500 | |
| 2025 | $3,918.00 (+20.07%) | ||
| 2023 | $3,263.00 Homeowner's exemption | $326,167 | $360,900 Land $121,100 Building $239,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 9 (1981–2022) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | May 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CHESAPEAKE BEACH serves 5,000 people · EPA ID MD0040003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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