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774 Winding Way, Encinitas, CA 92024 Property Records

San Diego County property record for 774 Winding Way, Encinitas, CA 92024 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1984
Square Footage2,009 sqft Living Area
Lot Size6,723 sqft (0.154 acres)
OccupancyOwner Occupied
Last Sale$500,000 (2002)
Tax Bill$8,573.00 (2025)

Property Details

APN / Parcel Number

Primary APN257-410-42-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Building Area2,009 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialStucco Exterior
Roof MaterialTile Roof
Lot Area6,723 sqft (0.154 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address774 WINDING WAY
CityENCINITAS
StateCA
Zip92024-2445
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 185 TR 010398
Legal SubdivisionSAN DIEGO #3598-4
Legal Tract010398
Legal Block2
Legal Lot Number185
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup2
Census Block2005
Census Tract17108

Owner

Source: San Diego County records · APN 257-410-42-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address774 WINDING WAY, ENCINITAS, CA 92024-2445
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 02, 2023Deed of Trust, Mortgage · Stand Alone Second Mortgage
SAN DIEGO COUNTY CU
Oct 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
LENDUS LLC
Nov 28, 2018Deed of Trust, Mortgage · Line of Credit
SAN DIEGO COUNTY CU
Oct 04, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Apr 13, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
CHERRY CREEK MORTGAGE CO INC
Feb 01, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
RPM MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 28, 2002 · Amount on Record
Deed SaleMar 28, 2002 · Amount on Record
Prior SaleSep 20, 1999 · Amount on Record
Deed Doc Number2002259353
Last Transfer DateNov 01, 2024
Transfer Doc0000306503
Record RefreshedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address774 WINDING WAY, ENCINITAS, CA 92024-2445
Transaction TypeMortgage
Record UpdatedFeb 10, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address774 WINDING WAY, ENCINITAS, CA 92024-2445

Mortgage

Document Number0000027488
DateFeb 02, 2023
Instrument2023-0027488
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueFeb 01, 2033

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address774 WINDING WAY, ENCINITAS, CA 92024-2445
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000502895
DateOct 27, 2017
Instrument2017-0502895
Lender
NameLENDUS LLC
TypeNon-Lending Institution
AddressALAMO, CA 94507
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2047

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address774 WINDING WAY, ENCINITAS, CA 92024-2445
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address774 WINDING WAY, ENCINITAS, CA 92024-2445

Mortgage

Document Number0000491603
DateNov 28, 2018
Instrument2018-0491603
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueDec 15, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address774 WINDING WAY, ENCINITAS, CA 92024-2445
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address774 WINDING WAY, ENCINITAS, CA 92024-2445

Mortgage

Document Number0000692924
DateOct 04, 2021
Instrument2021-0692924
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

April 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 13, 2020
Property Address774 WINDING WAY, ENCINITAS, CA 92024-2445
Document Number0000186915
Map ReferenceMAP 10398
Instrument DateApr 07, 2020
Instrument2020-0186915
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyTICOR TITLE COMPANY OF CA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address774 WINDING WAY, ENCINITAS, CA 92024-2445

Mortgage

Document Number0000186916
DateApr 13, 2020
Instrument2020-0186916
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

February 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateFeb 01, 2017
Property Address774 WINDING WAY, ENCINITAS, CA 92024-2445
Document Number0000053630
Map ReferenceMAP10398
Instrument DateJan 27, 2017
Instrument2017-0053630
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyCORINTHIAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address774 WINDING WAY, ENCINITAS, CA 92024-2445

Mortgage

Document Number0000053631
DateFeb 01, 2017
Instrument2017-0053631
Lender
NameRPM MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$753,401 (+2%) Land $414,371 Building $339,030
2025$8,573.00 (+7.3%) Homeowner's exemption$738,630 (+4.04%) Land $406,247 Building $332,383
2023$7,990.00 (+2.46%) Homeowner's exemption$709,950 Land $390,473 Building $319,477
2022$7,798.00

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