774 White Oak Rd, White Post, VA 22663 Property Records

Frederick County property record for 774 White Oak Rd, White Post, VA 22663

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,237 sqft · built 2002
Lot Size	4.31 acres (187,744 sqft)
Owner	Individual Name on File
Tax Bill	$2,802 (2026)
Deeds & Mortgages	Feb 2019 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`86A-143E`

Property Details

APN / Parcel Number

Primary APN	`86A-143E`
Alternative APN	`8040505`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,237 sqft Living Area
Gross Area	5,301 sqft
1st Floor Area	2,059 sqft
Basement Area	2,059 sqft
Unfinished Basement	2,059 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2017
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	187,744 sqft (4.31 acres)
Terrain	Rolling
Garage Type	Built-in
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	138 sqft
Patio Area	377 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8040505
Street Address	774 WHITE OAK RD
City	WHITE POST
State	VA
Zip	22663-1878
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	4.31 ACRES
Legal Subdivision	3
Jurisdiction	FREDERICK VA
Township / Civil Division	OPEQUON
Census Block Group	2
Census Block	2014
Census Tract	50805

Owner

Source: Frederick County records · APN 86A-143E

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	774 WHITE OAK RD, WHITE POST, VA 22663-1878
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 05, 2019	Deed of Trust, Mortgage · Commercial Mortgage BANK OF CLARKE COUNTY
Mar 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jun 10, 2015
Transfer Doc	1500005408
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	774 WHITE OAK RD, WHITE POST, VA 22663-1878
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001042
Date	Feb 05, 2019
Instrument	190001042

Lender

Name	BANK OF CLARKE COUNTY

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jan 01, 2029

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	774 WHITE OAK RD, WHITE POST, VA 22663-1878
Document Number	0000003438
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	OLD TOWNE TITLE COMPANY, OLD TOWNE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	774 WHITE OAK RD WHITE POST VA 226631878, WHITE POST, VA 22663-1878

Mortgage

Document Number	0000003438
Date	Mar 25, 2020
Instrument	3438

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 24, 2045

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,802.00 (+10.4%)	$528,680 Land $107,900 Building $420,780	$528,680 Land $107,900 Building $420,780
2025	$2,538.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 3, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: Shenandoah Telecommunications Company, T-Mobile USA.

Based on FCC filings for 31 locations within half a mile of this property.

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