774 Timber Cove Way, Oceanside, CA 92058 Property Records

San Diego County property record for 774 Timber Cove Way, Oceanside, CA 92058

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,193 sqft · built 1986
Lot Size	2.08 acres (90,702 sqft)
Owner	Individual Name on File
Last Sale	$327,000 (Nov 2018)
Tax Bill	$4,121 (2025)
Deeds & Mortgages	Nov 2018 Transfer Nov 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`157-550-30-29`

Property Details

APN / Parcel Number

Primary APN	`157-550-30-29`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,193 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Lot Area	90,702 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	774 TIMBER COVE WAY
City	OCEANSIDE
State	CA
Zip	92058-6936
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-B
Legal Description	LOT 153 US225PER DOC84-322713&UND INT IN LOT 146&IN TR 009745
Legal Subdivision	WHELAN RANCH
Legal Tract	009745
Legal Block	2
Legal Lot Number	146,1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1015
Census Tract	18608

Owner

774 Timber Cove Way, a condominium, is owned by an individual who bought it in November 2018.

Source: San Diego County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	5605 SOLSTICE WAY, BONSALL, CA 92003-3736
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2018	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE
Nov 28, 2018	Grant Deed, Transfer · Conventional Mortgage MIDWEST EQUITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2018 · Amount on File
Deed Sale	Nov 28, 2018 · Amount on File
Prior Sale	Jul 12, 2004 · Amount on File
Deed Document Number	2018492075
Prior Transfer Date	Nov 7, 2018
Prior Transfer Doc	0000492074
Record Updated	Oct 29, 2026

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 28, 2018
Property Address	774 TIMBER COVE WAY, OCEANSIDE, CA 92058-6936
Document Number	0000492074
Map Reference	MAP 9745
Instrument Date	Nov 7, 2018
Instrument	2018-0492074
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	774 TIMBER COVE WAY, OCEANSIDE, CA 92058-6936

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 28, 2018
Property Address	774 TIMBER COVE WAY, OCEANSIDE, CA 92058-6936
Document Number	0000492075
Map Reference	MAP 9745
Instrument Date	Sep 17, 2018
Instrument	2018-0492075
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	774 TIMBER COVE WAY, OCEANSIDE, CA 92058-6936

Mortgage

Document Number	0000492076
Date	Nov 28, 2018
Instrument	2018-0492076

Lender

Name	MIDWEST EQUITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Mortgage

Document Number	0000492077
Date	Nov 28, 2018
Instrument	2018-0492077

Lender

Name	GOLDEN STATE FINANCE AUTHORITY
Type	Government Agency
Address	SACRAMENTO, CA 95814

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 774 Timber Cove Way was $4,121.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$372,061 (+2%) Land $193,690 Building $178,371
2025	$4,121.00	$364,767 Land $189,893 Building $174,874
2023	$3,841.00 (+1.56%) Homeowner's exemption	$350,605 Land $182,520 Building $168,085
2022	$3,782.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 774 Timber Cove Way in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2002)
Most Recent Claim	Dec 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 774 Timber Cove Way is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

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