774 Terrapin Ct, Concord, CA 94518 Property Records

Contra Costa County property record for 774 Terrapin Ct, Concord, CA 94518

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,123 sqft · built 1973
Lot Size	0.139 acres (6,050 sqft)
Owner	2 Company Names on Record
Last Sale	$265,000 (Feb 1998)
Tax Bill	$5,680 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit Jul 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`134-433-021`

Property Details

APN / Parcel Number

Primary APN	`134-433-021`
Alternative APN	`134-433-021-0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,123 sqft Living Area
1st Floor Area	1,727 sqft
Basement Area	396 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1974
Architectural Style	Contemporary
Lot Area	6,050 sqft (0.139 acres)
Garage Type	Attached
Garage Area	505 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	774 TERRAPIN CT
City	CONCORD
State	CA
Zip	94518-2234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	TRACT 3967 LOT 74
Legal Subdivision	YGNACIO HILLS UNIT #1
Legal Tract	3967
Legal Lot Number	74
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4002
Census Tract	337300

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	774 TERRAPIN CT, CONCORD, CA 94518-2234
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jun 30, 2021	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE COMPANY
Jun 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 18, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 1998 · Amount on Record
Deed Sale	Feb 23, 1998 · Amount on Record
Deed Document Number	199835095
Last Transfer Date	Jun 22, 2021
Transfer Doc	0000187547
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	774 TERRAPIN CT, CONCORD, CA 94518-2234
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000130325
Date	Aug 15, 2018
Instrument	2018-130325

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	774 TERRAPIN CT, CONCORD, CA 94518-2234
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117878
Date	Jul 29, 2019
Instrument	2019-117878

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2039

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 30, 2021
Property Address	774 TERRAPIN CT, CONCORD, CA 94518-2234
Document Number	0000187547
Map Reference	MB 144 PG 31-37
Instrument Date	Jun 22, 2021
Instrument	2021-187547
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	774 TERRAPIN CT, CONCORD, CA 94518-2234

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 30, 2021
Property Address	774 TERRAPIN CT, CONCORD, CA 94518-2234
Document Number	0000187545
Map Reference	MB 144 PG 31-37
Instrument Date	Jun 22, 2021
Instrument	2021-187545
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	774 TERRAPIN CT, CONCORD, CA 94518-2234

Mortgage

Document Number	0000187546
Date	Jun 30, 2021
Instrument	2021-187546

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2041

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 18, 2020
Property Address	774 TERRAPIN CT, CONCORD, CA 94518-2234
Document Number	0000173584
Instrument Date	Jul 23, 2020
Instrument	173584
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	774 TERRAPIN CT CONCORD CA 945182234, CONCORD, CA 94518-2234

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$431,572 (+2%) Land $199,581 Building $231,991
2025	$5,680.00 (+4.89%)	$423,111 (+4.04%) Land $195,668 Building $227,443
2023	$5,415.00 (+1.54%)	$406,683 Land $188,071 Building $218,612
2022	$5,333.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jan 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Sonic Telecom.

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