San Diego County property record for 774 Sepia Ct, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,506 sqft · built 1990 |
| Lot Size | 0.125 acres (5,457 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,000 (May 2010) |
| Tax Bill | $5,069 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-691-02-00 |
| Primary APN | 161-691-02-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,506 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 5,457 sqft (0.125 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 774 SEPIA CT |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-6210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-1 (Res) |
| Legal Description | LOT 26 TR 012337 |
| Legal Subdivision | RANCHO DEL ORO INDUST PARK |
| Legal Tract | 012337 |
| Legal Block | 1 |
| Legal Lot Number | 26 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 18525 |
774 Sepia Ct is owned and occupied by two individuals who bought it in May 2010.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 774 SEPIA CT, OCEANSIDE, CA 92057-6210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2010 · Amount on File |
| Deed Sale | May 17, 2010 · Amount on File |
| Prior Sale | Aug 8, 2008 · Amount on File |
| Deed Document Number | 2010245679 |
| Prior Transfer Date | Apr 29, 2010 |
| Prior Transfer Doc | 0000245681 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 774 SEPIA CT, OCEANSIDE, CA 92057-6210 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 774 SEPIA CT, OCEANSIDE, CA 92057-6210 |
| Document Number | 0000812488 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 2020-0812488 |
| Name | BEST FINANCE CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | GARDEN GROVE, CA 92840 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2041 |
The 2025 property tax bill for 774 Sepia Ct was $5,069.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $454,222 (+2%) Land $190,478 Building $263,744 | |
| 2025 | $5,069.00 | $445,317 Land $186,744 Building $258,573 |
| 2023 | $4,665.00 (+0.24%) | $428,027 Land $179,494 Building $248,533 |
| 2022 | $4,654.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 774 Sepia Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 774 Sepia Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 2,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures