774 Seawall Rd, Baltimore (Essex), MD 21221 Property Records

Baltimore County property record for 774 Seawall Rd, Baltimore, MD 21221

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,521 sqft · built 1970
Lot Size0.082 acres (3,584 sqft)
OwnerIndividual Name on File
Last Sale$258,000 (Jun 2026)
Tax Bill$3,590 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Mar 2017 Sale & Mortgage
APN15-1600000140

Property Details

APN / Parcel Number

Primary APN15-1600000140
Alternative APN
  • 1600000140

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,521 sqft Living Area
1st Floor Area558 sqft
Basement Area405 sqft
Finished Basement405 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area3,584 sqft (0.082 acres)
Lot Dimensions110 ft deep x 34.5 ft wide
PorchOpen Porch
Porch Area88 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1600000140
Street Address774 SEAWALL RD
CityESSEX
StateMD
Zip21221-3939
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionCOUNTRY RIDGE
Legal SubdivisionCOUNTRY RIDGE
Legal BlockG
Legal Lot Number60
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group1
Census Block1007
Census Tract450503

Owner

Source: Baltimore County records · APN 15-1600000140

Assessment roll updated July 14, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address774 SEAWALL RD, ESSEX, MD 21221-3939
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2026Deed, Transfer · FHA Mortgage
EMBRACE HOME LOANS
Mar 03, 2017Deed, Transfer · Commercial Mortgage
WASHINGTONFIRST BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 15, 2026 · Amount on Record
Deed SaleJun 15, 2026 · Amount on Record
Prior SaleMar 03, 2017 · Amount on Record
Deed Book / Page51422 / 100
Record UpdatedSep 20, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateJun 15, 2026
Property Address774 SEAWALL RD, ESSEX, MD 21221-3939
Document Number5142000100
Book / Page51422 / 100
Instrument DateMay 14, 2026
Transaction TypeTransfer
Record UpdatedJun 29, 2026
Title CompanyDEFINITIVE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$260,580.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address774 SEAWALL RD, ESSEX, MD 21221-3939

Mortgage

Document Number5142000108,
DateJun 15, 2026
Book Page51422/108
Lender
NameEMBRACE HOME LOANS
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.3%
Max Rate-1%

Mortgage

Document Number5142000131,
DateJun 15, 2026
Book Page51422/131
Lender
NameDEPARTMENT OF HOUSING AND COM
Agreement
AmountAmount Recorded
Interest
Rate6.3%
Max Rate-1%

March 2017: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateMar 03, 2017
Property Address774 SEAWALL RD, BALTIMORE, MD 21221-3939
Document Number0387020472
Book / Page0038702 / 472
Map ReferenceMB OTG33 FO142
Instrument DateDec 23, 2016
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyALL STAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address00000
InvestorPossibly a Property Investor

Mortgage

Document Number0038702479
DateMar 03, 2017
Instrument0038702/479
Lender
NameWASHINGTONFIRST BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Baltimore County records · Assessment roll updated July 14, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,590.00 (+22.11%)$170,433 (+17.46%)$183,100 (+26.19%) Land $42,000 Building $141,100
2024$2,940.00 (+7.42%)
2023$2,737.00$145,100 Land $42,000 Building $103,100$145,100 Land $42,000 Building $103,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Believe Wireless
Fixed Wireless
500 / 100
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 546 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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