774 Saddler Dr, Tipton, MO 65081 Property Records

Moniteau County property record for 774 Saddler Dr, Tipton, MO 65081

Property Summary

Property Type	Single Family Home
Details	2,474 sqft · built 1992
Lot Size	0.399 acres (17,415 sqft)
Owner	2 Individual Names on Record
Last Sale	$192,850 (Aug 2022)
Tax Bill	$1,540 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-391-8`

Property Details

APN / Parcel Number

Primary APN	`28-391-8`
Alternative APN	`08-5.0-16-004-002-009.008`

Interior

Building Area	2,474 sqft Adjusted Area
1st Floor Area	1,609 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,415 sqft (0.399 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	28-391-8
Street Address	774 SADDLER DR
City	TIPTON
State	MO
Zip	65081-8291
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 COLONY WEST TIPTON
Legal Range	17W
Legal Township	45N
Legal Section	16
Legal Subdivision	COUNTRY CLUB EDITION
Legal Lot Number	17
Jurisdiction	MONITEAU MO
Township / Civil Division	WILLOW FORK
Census Block Group	1
Census Block	1144
Census Tract	385400

Owner

Source: Moniteau County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	774 SADDLER DR, TIPTON, MO 65081-8291
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Deed of Trust, Mortgage · Line of Credit MISSOURI ELECTRIC CO-OP EMPLOYEES CU
Aug 22, 2022	Warranty Deed, Transfer · Conventional Mortgage MISSOURI ELECTRIC CO-OP EMPLOYEES C

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2022 · Amount on Record
Deed Sale	Aug 22, 2022 · Amount on Record
Prior Sale	May 22, 2012 · Amount on Record
Deed Document Number	20221678
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONITEAU MO
Property Address	774 SADDLER DR, TIPTON, MO 65081-8291
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	774 SADDLER DR, TIPTON, MO 65081-8291

Mortgage

Document Number	0202301396
Date	Aug 16, 2023
Instrument	202301396

Lender

Name	MISSOURI ELECTRIC CO-OP EMPLOYEES CU
Type	Credit Union
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONITEAU MO
Recording Date	Aug 22, 2022
Property Address	774 SADDLER DR, TIPTON, MO 65081-8291
Document Number	0202201678
Instrument Date	Aug 15, 2022
Instrument	202201678
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	774 SADDLER DR, TIPTON, MO 65081-8291

Mortgage

Document Number	0202201679
Date	Aug 22, 2022
Instrument	202201679

Lender

Name	MISSOURI ELECTRIC CO-OP EMPLOYEES C
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2042

Tax Assessment & Valuation

Source: Moniteau County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Moniteau County
Municipality	Tipton City
Unified School District	Tipton R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,490 (-)
2025	$1,540.00 (+9.84%)	$24,490 (-)	$128,900 (-) Land $17,200 Building $111,700
2023	$1,402.00	$24,490	$128,900 Land $17,200 Building $111,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TIPTON PWS serves 2,861 people · EPA ID MO3010791
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Co-Mo Connect Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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