774 Prosper St, Houston, TX 77088 Property Records

Harris County property record for 774 Prosper St, Houston, TX 77088

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 2,758 sqft · built 1956
Lot Size0.331 acres (14,400 sqft)
Owner2 Individual Names on Record
Last Sale$81,800 (Jan 2005)
Tax Bill$1,459 (2025)
Deeds & MortgagesDec 2025 Mortgage
Feb 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN071-090-043-0097

Property Details

APN / Parcel Number

Primary APN071-090-043-0097

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area2,758 sqft Living Area
1st Floor Area2,758 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleTraditional
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeRaised
Lot Area14,400 sqft (0.331 acres)
View / LotNeighborhood
Garage TypeCarport
Garage Area540 sqft
CarportCarport
Carport Area540 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area330 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0710900430097
Street Address774 PROSPER ST
CityHOUSTON
StateTX
Zip77088-6331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLTS 97 & 98 BLK 4 LINCOLN CITY SEC 4
Legal SubdivisionLINCOLN CITY SEC 4
Legal Block4
Legal Lot Number97,98
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group1
Census Block1011
Census Tract533301

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address774 PROSPER ST, HOUSTON, TX 77088-6331
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 4, 2025Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Feb 27, 2020Deed of Trust, Mortgage · Line of Credit
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 2005 · Amount on Record
Deed SaleJan 5, 2005 · Amount on Record
Deed Document Number2005176255
Deed Book / Page59836 / 2127
Prior Transfer DateNov 29, 2004
Prior Transfer Doc000Y176255
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address774 PROSPER ST, HOUSTON, TX 77088-6331
Transaction TypeMortgage
Record UpdatedDec 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address774 PROSPER ST, HOUSTON, TX 77088-6331

Mortgage

Document Number0000478930
DateDec 4, 2025
Instrument2025-478930
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2055

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address774 PROSPER ST, HOUSTON, TX 77088-6331
Document Number0000112302
Instrument DateFeb 27, 2020
Transaction TypeMortgage
Record UpdatedApr 1, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address774 PROSPER ST HOUSTON TX 770886331, HOUSTON, TX 77088-6331

Mortgage

Document Number0000112302
DateMar 11, 2020
Instrument112302
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 10, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHouston Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$253,880 (+10.89%) Land $165,600 Building $88,280$253,880 (+10.89%) Land $165,600 Building $88,280
2025$1,459.00 (+7.68%) Homeowner's exemption$228,945 (+16.72%) Land $147,600 Building $81,345$228,945 (+16.72%) Land $147,600 Building $81,345
2024$1,355.00 (+22.29%)
2023$196,152 Land $147,600 Building $48,552$196,152 Land $147,600 Building $48,552
2022$1,108.00 (-24.06%)
2020$1,459.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims5 (2017–2024)
Claims Outside the SFHA5 of 5
Most Recent ClaimJul 2024 · Hurricane Beryl
Claims by Event
  • Hurricane Beryl, Jul 2024 · 2 claims
  • Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people · EPA ID TX1010013
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30

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