774 Olympic Ct, Dakota Dunes (North Sioux City), SD 57049 Property Records

Union County property record for 774 Olympic Ct, Dakota Dunes, SD 57049

Property Summary

Property Type	Other Improved
Details	5 bd · 2,781 sqft · built 2017
Lot Size	0.382 acres (16,640 sqft)
Owner	2 Individual Names on File
Last Sale	$740,000 (Nov 2022)
Tax Bill	$11,912 (2026)
Deeds & Mortgages	May 2021 Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`23.GC.30.1016`

Property Details

APN / Parcel Number

Primary APN	`23.GC.30.1016`

Interior

Bedrooms	5 Beds
Stories	2 Stories
Building Area	2,781 sqft Living Area
Basement Area	2,144 sqft
Finished Basement	2,144 sqft
Flooring	Stone
Interior Walls	Stone
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Combination
Construction Type	Wood
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	16,640 sqft (0.382 acres)
Garage Type	Attached
Garage Area	1,095 sqft
Parking Spaces	5 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	774 OLYMPIC CT
City	NORTH SIOUX CITY
State	SD
Zip	57049-5476
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT 16 DAK DUNES GOLF COURSE 30TH ADD (.382A)
Legal Subdivision	DAK DUNES GOLF COURSE 30TH ADD
Legal Lot Number	16
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	BIG SIOUX
Census Block Group	2
Census Block	2017
Census Tract	20301

Owner

774 Olympic Ct is owned and occupied by two individuals who bought it in November 2022.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	774 OLYMPIC CT, NORTH SIOUX CITY, SD 57049-5476
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATIONAL BANK OF SOUTH DAKOTA
Nov 8, 2022	Warranty Deed, Transfer · Conventional Mortgage THE SECURITY NATIONAL BANK OF SIOUX
Apr 18, 2017	Warranty Deed, Subdivision Related Transfer · ARM THE SECURITY NATIONAL BANK OF SIOUX CITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2022 · Amount on File
Deed Sale	Nov 2, 2022 · Amount on File
Prior Sale	Apr 18, 2017 · Amount on File
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	774 OLYMPIC CT, DAKOTA DUNES, SD 57049-5476
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000178/492
Date	May 7, 2021
Book Page	178/492
Instrument	212240

Lender

Name	SECURITY NATIONAL BANK OF SOUTH DAKOTA
Type	Bank
Address	SIOUX FALLS, SD 57109

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Nov 8, 2022
Property Address	774 OLYMPIC CT, DAKOTA DUNES, SD 57049-5476
Document Number	000112/728
Book / Page	112 / 728
Instrument Date	Nov 2, 2022
Instrument	223130
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	774 OLYMPIC CT, DAKOTA DUNES, SD 57049-5476

Mortgage

Document Number	0000180808
Date	Nov 8, 2022
Instrument	180/808

Lender

Name	THE SECURITY NATIONAL BANK OF SIOUX
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	6.75%
Index	1-Year T-Bill
Margin	3
Max Rate	10.7%

April 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Apr 18, 2017
Property Address	774 OLYMPIC CT, DAKOTA DUNES, SD 57049-5476
Document Number	00107/0184
Book / Page	107 / 0184
Map Reference	MB 26 PG 31
Instrument Date	Feb 27, 2017
Instrument	171428
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 12, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1114 4TH ST, SIOUX CITY, IA 51101-1904

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7215 HAUSER DR, SHAWNEE MISSION, KS 66216-4135
Investor	Possibly a Property Investor

Mortgage

Document Number	00170/0263
Date	Apr 18, 2017
Book Page	170/0263
Instrument	171429

Lender

Name	THE SECURITY NATIONAL BANK OF SIOUX CITY
Type	Bank
Address	SIOUX CITY, IA 51101

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6%
Index	1-Year CMT
Margin	3
Max Rate	10%

Tax Assessment & Valuation

The 2026 property tax bill for 774 Olympic Ct was $11,912, up % from the year before.

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
County Subdivision	Big Sioux Township
Unified School District	Dakota Valley School District 61-8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$11,912.00 (+0.01%)	$755,315 (-) Land $93,750 Building $661,565
2025	$11,911.00 (+1.15%)	$755,315 Land $93,750 Building $661,565
2024	$11,775.00 (-0.62%)
2023	$11,849.00 (+11.68%)	$755,315 Land $93,750 Building $661,565
2022	$10,610.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 774 Olympic Ct in Zone X, an area of moderate flood risk, though there have been 33 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 124 policies
Nearby Flood Policies	124 in force
Nearby Flood Claims	33 (2011–2024)
Claims Outside the SFHA	25 of 33
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 2 claims Flooding, Jul 2011 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 774 Olympic Ct is low, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 77% of South Dakota
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAKOTA DUNES CID serves 3,700 people · EPA ID SD4602093
Water Source	Purchased groundwater influenced by surface water from SIOUX CITY WATER SUPPLY
Last State Inspection	Apr 2024
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable	1,500 / 50
ImOn Communications Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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