774 McLane Ln, Biloxi, MS 39532 Property Records

Harrison County property record for 774 McLane Ln, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,702 sqft · built 2005
Lot Size	0.28 acres (12,232 sqft)
Owner	2 Individual Names on File
Last Sale	$463,505 (Oct 2026)
Tax Bill	$2,572 (2025)
Deeds & Mortgages	Oct 2026 Construction Loan Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1109H-02-071.017`

Property Details

APN / Parcel Number

Primary APN	`1109H-02-071.017`
Alternative APN	`119171`

Interior

Full Baths	2 Baths
Building Area	2,702 sqft Adjusted Area
1st Floor Area	2,318 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,232 sqft (0.28 acres)
Deck Area	220 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	774 MCLANE LN
City	BILOXI
State	MS
Zip	39532-4127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 THE OAKS SUBD PH 1 SEC 15/37-7-10
Legal Range	10W
Legal Township	07S
Legal Section	15
Legal Subdivision	THE OAKS SUBD PH I
Legal Phase	1
Legal Lot Number	17
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	1
Census Block	1001
Census Tract	3313

Owner

774 McLane Ln is owned and occupied by two individuals who bought it in October 2026.

Source: Harrison County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	774 MCLANE LN, BILOXI, MS 39532-4127
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Warranty Deed, Construction Loan · Construction Mortgage COMMUNITY BANK OF MISSISSIPPI
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit HANCOCK WHITNEY BANK
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2026 · Amount on File
Deed Sale	Oct 2, 2026 · Amount on File
Deed Document Number	20266461
Prior Transfer Date	May 10, 2025
Prior Transfer Doc	0000003049
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Oct 2, 2026
Property Address	774 MCLANE LN, BILOXI, MS 39532-4127
Document Number	0000006461
Instrument Date	Oct 2, 2026
Instrument	20266461
Transaction Type	Construction Loan
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	774 MCLANE LN, BILOXI, MS 39532-4127

Mortgage

Document Number	0000006462,
Date	Oct 2, 2026
Instrument	20266462

Lender

Name	COMMUNITY BANK OF MISSISSIPPI

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 2, 2027

Interest

Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	774 MCLANE LN, BILOXI, MS 39532-4127
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220008754TJ2
Date	Nov 14, 2022
Instrument	2022-0008754-T-J2

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 25, 2047

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	774 MCLANE LN, BILOXI, MS 39532-4127
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200003660TJ2
Date	Oct 14, 2020
Instrument	2020-0003660-T-J2

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 774 McLane Ln was $2,572 with exemptions applied, up 5% from the year before.

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,572.00 (+5.02%) Homeowner's exemption Disabled Person's exemption	$25,703	$257,028 Land $57,500 Building $199,528
2024	$2,449.00 (+1.03%)
2023	$2,424.00 Homeowner's exemption Disabled Person's exemption	$24,822	$248,224 Land $57,500 Building $190,724
2022	$2,424.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 774 McLane Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2020–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2026 · Tropical Storm Arthur

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 774 McLane Ln is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 43% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
C Spire Wireless Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CoastConnect.

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