Harris County property record for 774 Lovers Ln, Houston, TX 77091
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,247 sqft · built 2021 |
| Lot Size | 0.291 acres (12,652 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,687 (2025) |
| Deeds & Mortgages | Apr 2025 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 145-363-001-0001 |
| Primary APN | 145-363-001-0001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,247 sqft Living Area |
| 1st Floor Area | 1,247 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Combination |
| Foundation Type | Raised |
| Lot Area | 12,652 sqft (0.291 acres) |
| Porch | Open Frame Porch |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1453630010001 |
|---|---|
| Street Address | 774 LOVERS LN |
| City | HOUSTON |
| State | TX |
| Zip | 77091-2514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 1 BLK 1 PRADO ESTATES AT LOVERS LANE |
| Legal Subdivision | PRADO ESTATES AT LOVERS LANE |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 530800 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 774 LOVERS LN, HOUSTON, TX 77091-2514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 774 LOVERS LN, HOUSTON, TX 77091-2514 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Name | Verified Name |
|---|---|
| Address | 774 LOVERS LN, HOUSTON, TX 77091-2514 |
| Document Number | 0000147613 |
|---|---|
| Date | Apr 22, 2025 |
| Instrument | 2025-147613 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2040 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $230,000 (-) Land $133,081 Building $96,919 | $230,000 (-) Land $133,081 Building $96,919 | |
| 2025 | $2,687.00 (-27.42%) Homeowner's exemption | $230,000 (-7.19%) Land $133,081 Building $96,919 | $230,000 (-7.19%) Land $133,081 Building $96,919 |
| 2024 | $3,702.00 (-25.84%) | ||
| 2023 | $247,811 Land $101,934 Building $145,877 | $247,811 Land $101,934 Building $145,877 | |
| 2022 | $4,992.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 105 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 105 in force |
| Nearby Flood Claims | 89 (2001–2026) |
| Claims Outside the SFHA | 10 of 89 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: T-Mobile.
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