774 Easy St, Tracy, MN 56175 Property Records

Lyon County property record for 774 Easy St, Tracy, MN 56175

Property Summary

Property Type	Single Family Home
Details	built 1956
Lot Size	0.255 acres (11,118 sqft)
Owner	Company Name on Record
Last Sale	$75,000 (Oct 2022)
Tax Bill	$2,176 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Nov 2017 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-184011-0`

Property Details

APN / Parcel Number

Primary APN	`31-184011-0`

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	11,118 sqft (0.255 acres)

Location & Zoning

Street Address	774 EASY ST
City	TRACY
State	MN
Zip	56175-1419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW4 NW4 132.5 FT X 100 FT EX ST
Legal Range	40
Legal Township	109
Legal Section	24
Jurisdiction	LYON MN
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3014
Census Tract	360700

Owner

Source: Lyon County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	73725 350TH ST, OLIVIA, MN 56277-2415
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Personal Representative Deed, Transfer · Commercial Mortgage HOME TOWN BANK
Nov 29, 2017	Deed of Trust, Mortgage · Reverse Mortgage COMMISSIONER OF HOUSING AND URBAN DEVELO
Nov 29, 2017	Deed of Trust, Mortgage · Reverse Mortgage LIVE WELL FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2022 · Amount on Record
Deed Sale	Oct 11, 2022 · Amount on Record
Prior Sale	Jun 9, 2022 · Amount on Record
Deed Document Number	2022225888
Record Updated	Oct 29, 2026

October 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LYON MN
Recording Date	Oct 11, 2022
Property Address	774 EASY ST, TRACY, MN 56175-1419
Document Number	0000225888
Instrument Date	Oct 11, 2022
Instrument	225888
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000225891
Date	Oct 11, 2022
Instrument	225891

Lender

Name	HOME TOWN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2052

Interest

Rate Type	Fixed Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON MN
Property Address	774 EASY ST, TRACY, MN 56175-1419
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	ER05617
Date	Nov 29, 2017
Instrument	ER05617

Lender

Name	COMMISSIONER OF HOUSING AND URBAN DEVELO
Type	Non-Lending Institution
Address	WASHINGTON, DC 20410

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	919 Months
Due	Jun 29, 2094

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2018
Change Frequency	Annually
Min Rate At Change	5%
Index	1-Year LIBOR
Margin	2
Max Rate	9.75%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON MN
Property Address	774 EASY ST, TRACY, MN 56175-1419
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	ER05616
Date	Nov 29, 2017
Instrument	ER05616

Lender

Name	LIVE WELL FINANCIAL INC
Type	Mortgage Company
Address	RICHMOND, VA 23225

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	919 Months
Due	Jun 29, 2094

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2018
Change Frequency	Annually
Min Rate At Change	5%
Margin	2
Max Rate	9.75%

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lyon County
Municipality	Tracy City
Unified School District	Tracy Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,176.00 (+84.41%)	$110,100 (+3.48%) Land $9,400 Building $100,700	$110,100 (+3.48%) Land $9,400 Building $100,700
2025		$106,400 (+17.18%) Land $9,400 Building $97,000	$106,400 (+17.18%) Land $9,400 Building $97,000
2023	$1,180.00	$90,800 Land $8,400 Building $82,400	$90,800 Land $8,400 Building $82,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Tracy serves 2,154 people · EPA ID MN1420010
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Bluepeak.

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