774 Chickasaw St, Bernice (Afton), OK 74331 Property Records

Delaware County property record for 774 Chickasaw St, Bernice, OK 74331

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,799 sqft
Lot Size	0.73 acres (31,800 sqft)
Owner	Individual Name on File
Last Sale	$199,500 (Apr 2021)
Tax Bill	$1,698 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`25N22E-23-0-10226-003-0005`

Property Details

APN / Parcel Number

Primary APN	`25N22E-23-0-10226-003-0005`
Alternative APNs	`0035747` `35747`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,799 sqft Living Area

Exterior

Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	31,800 sqft (0.73 acres)
Lot Dimensions	212 ft deep x 150 ft wide
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	260 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	35747
Street Address	774 CHICKASAW ST
City	BERNICE
State	OK
Zip	74331-7052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNRISE HTS 2 LOT 5, BLK 3 2377-497
Legal Range	22E
Legal Township	25N
Legal Section	23
Legal Subdivision	BERNICE-SUNRISE HTS 2
Legal Tract	2
Legal Block	3
Legal Lot Number	5
Jurisdiction	DELAWARE OK
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2048
Census Tract	375803

Owner

774 Chickasaw St is owned and occupied by an individual who bought it in April 2021.

Source: Delaware County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	774 CHICKASAW ST, BERNICE, OK 74331-7052
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED FIDELITY FUNDING CORP
Sep 11, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2021 · Amount on File
Deed Sale	Apr 30, 2021 · Amount on File
Prior Sale	Sep 11, 2017 · Amount on File
Deed Document Number	20214360
Deed Book / Page	2377 / 497
Prior Transfer Date	May 24, 2007
Prior Transfer Doc	0000009475
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Apr 30, 2021
Property Address	774 CHICKASAW ST, BERNICE, OK 74331-7052
Document Number	2377/497
Book / Page	2377 / 497
Instrument Date	Apr 22, 2021
Instrument	2021-004360
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	APEX TITLE NORTHEAST OK LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	774 CHICKASAW ST, BERNICE, OK 74331-7052

Mortgage

Document Number	2021004361
Date	Apr 30, 2021
Instrument	2021-004361

Lender

Name	UNITED FIDELITY FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Sep 11, 2017
Property Address	774 CHICKASAW ST, BERNICE, OK 74331-7052
Document Number	002211/613
Book / Page	2211 / 613
Instrument Date	Sep 7, 2017
Instrument	2017-007695
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount on Record
Tax	$75.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3720, BERNICE, OK 74331-3720

Tax Assessment & Valuation

The 2025 property tax bill for 774 Chickasaw St was $1,698 with a homeowner's exemption, up 0.8% from the year before.

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Municipality	Bernice Town
Unified School District	Afton Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,885 (-) Land $1,869 Building $21,016	$199,000 (-) Land $16,250 Building $182,750
2025	$1,698.00 (+0.83%) Homeowner's exemption	$22,885 (-) Land $1,869 Building $21,016	$199,000 (-) Land $16,250 Building $182,750
2024	$1,684.00 (-1.35%) Homeowner's exemption	$22,885 (-) Land $1,869 Building $21,016	$199,000 (-) Land $16,250 Building $182,750
2023	$1,707.00 Homeowner's exemption	$22,885 Land $1,150 Building $21,735	$199,000 Land $10,000 Building $189,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 774 Chickasaw St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 774 Chickasaw St is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 87% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AFTON PWA serves 1,428 people · EPA ID OK1021696
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025 Nitrate-Nitrite resolved · Jul 2023 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
BOLT Fiber Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
The Junction Internet Fixed Wireless	100 / 20
Atlink Services Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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