Lincoln County property record for 774 Cat Square Rd, Lincolnton, NC 28092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,181 sqft · built 1956 |
| Lot Size | 0.908 acres (39,552 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $176,000 (Sep 2021) |
| Tax Bill | $1,166 (2026) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2684-67-9213 |
| Primary APN | 2684-67-9213 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,181 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Conventional |
| Lot Area | 39,552 sqft (0.908 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 286579 |
|---|---|
| Street Address | 774 CAT SQUARE RD |
| City | LINCOLNTON |
| State | NC |
| Zip | 28092-0767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-S |
| Legal Description | #1 LT JUDY M GILBERT |
| Legal Subdivision | JUDY M GILBERT PROPERTY |
| Legal Lot Number | 1 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | HOWARDS CREEK |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 70600 |
774 Cat Square Rd is owned and occupied by two individuals who bought it in September 2021.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 774 CAT SQUARE RD, LINCOLNTON, NC 28092-0767 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2021 · Amount on File |
| Deed Sale | Sep 3, 2021 · Amount on File |
| Deed Document Number | 2021638162 |
| Deed Book / Page | 3081 / 13 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Sep 3, 2021 |
| Property Address | 774 CAT SQUARE RD, LINCOLNTON, NC 28092-0767 |
| Document Number | 0000308113 |
| Book / Page | 3081 / 13 |
| Map Reference | MB 19 PG 81 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 638162 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $352.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4782 WESTWINDS RD, 4782, LINCOLNTON, NC 28092-0756 |
| Name | Verified Name |
|---|---|
| Address | 774 CAT SQUARE RD, LINCOLNTON, NC 28092-0767 |
| Document Number | 0000638163 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 638163 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2026 property tax bill for 774 Cat Square Rd was $1,166.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,166.00 | $164,530 Land $31,595 Building $132,935 | $164,530 Land $31,595 Building $132,935 |
| 2023 | $1,146.00 | $164,530 Land $31,595 Building $132,935 | $164,530 Land $31,595 Building $132,935 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 774 Cat Square Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Jul 2013 · Severe Storms, Flooding, Landslides, Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 774 Cat Square Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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