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774 Canal St, Key Largo, FL 33037 Property Records

Monroe County property record for 774 Canal St, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,640 sqft · built 1972
Lot Size0.246 acres (10,700 sqft)
OwnerIndividual Name on Record
Last Sale$1,375,000 (May 2023)
Tax Bill$9,672 (2024)
Deeds & MortgagesJul 2023 Transfer
May 2023 Sale
+ 2 more
Flood ZoneZone AE (high risk)
APN00548580-000000

Property Details

APN / Parcel Number

Primary APN00548580-000000
Alternative APNs
  • 14613900548580000000
  • 1672068

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,640 sqft Living Area
1st Floor Area1,640 sqft
FlooringCeramic Tile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGeodesic/Dome
Roof MaterialConcrete
Lot Area10,700 sqft (0.246 acres)
View / LotCanal
Garage TypeCovered
Garage Area240 sqft

Exterior Amenities

PorchOpen Porch
Porch Area674 sqft
Deck Area900 sqft
Patio Area51 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C

Location & Zoning

Account Number1672068
Street Address774 CANAL ST
CityKEY LARGO
StateFL
Zip33037-2758
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 4 LT 13 TWIN LAKES KEY LARGO OR431-766 OR1017-2146 OR2778-1821 OR2857-1860 OR3136-0639 OR3226-1982 OR3233-1888
Legal Range39E
Legal Township61S
Legal Section14
Legal SubdivisionTWIN LAKES
Legal Block4
Legal Lot Number13
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group3
Census Block3000
Census Tract970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7451 SW 121ST CT, MIAMI, FL 33183-3727
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2023Intrafamily Transfer, Transfer
May 24, 2023Warranty Deed, Transfer
NU WORLD TITLE/DAVIE LLC, NU WORLD TITLE OF DORA LLC
Nov 8, 2021Deed, Transfer
NEW PLACE TITLE INC
Jun 5, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 24, 2023 · Amount on Record
Deed SaleMay 24, 2023 · Amount on Record
Prior SaleNov 8, 2021 · Amount on Record
Deed Document Number20232419185
Deed Book / Page3226 / 1982
Last Transfer DateJun 21, 2023
Transfer Doc0032331888
Record UpdatedSep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateJul 12, 2023
Property Address774 CANAL ST, KEY LARGO, FL 33037-2758
Document Number0032331888
Book / Page3233 / 1888
Map ReferenceMB 3 PG 160
Instrument DateJun 21, 2023
Instrument2424634
Transaction TypeTransfer
Record UpdatedJul 28, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address7451 SW 121ST CT, MIAMI, FL 33183-3727

Transferred To (Grantee/Buyer)

NameVerified Name
Address7451 SW 121ST CT, MIAMI, FL 33183-3727

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMay 24, 2023
Property Address774 CANAL ST, KEY LARGO, FL 33037-2758
Document Number0032261982
Book / Page3226 / 1982
Map ReferenceMB 3 PG 160
Instrument DateApr 27, 2023
Instrument2419185
Transaction TypeTransfer
Record UpdatedJun 8, 2023
Title CompanyNU WORLD TITLE/DAVIE LLC, NU WORLD TITLE OF DORA LLC

Transaction

AmountAmount Recorded
Tax$9,625.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3301 SW 1226TH AVE, HOLLYWOOD, FL 33027

Transferred To (Grantee/Buyer)

NameVerified Name
Address774 CANAL ST, KEY LARGO, FL 33037-2758

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionMONROE FL
Recording DateNov 8, 2021
Property Address774 CANAL ST, KEY LARGO, FL 33037-2758
Document Number0031360639
Book / Page3136 / 639
Map ReferenceMB 3 PG 160
Instrument DateNov 4, 2021
Instrument2347566
Transaction TypeTransfer
Record UpdatedNov 26, 2021
Title CompanyNEW PLACE TITLE INC

Transaction

AmountAmount Recorded
Tax$6,132.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2435 SE 159TH LANE RD, 2435, SUMMERFIELD, FL 34491-5092

Transferred To (Grantee/Buyer)

NameVerified Name
Address3301 SW 126TH AVE, MIRAMAR, FL 33027-2916

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateJun 5, 2017
Property Address774 CANAL ST, KEY LARGO, FL 33037-2758
Document Number0028571860
Book / Page002857 / 001860
Instrument DateJun 4, 2017
Instrument2125852
Transaction TypeTransfer
Record UpdatedJun 19, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address774 CANAL ST KEY LARGO FL 330372758, KEY LARGO, FL 33037-2758

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,150,698 (+5.14%) Land $768,367 Building $382,331$1,150,698 (+5.14%) Land $768,367 Building $382,331
2024$9,672.00 (+19.91%)
2023$8,066.00 (+27.95%)$1,094,487 (+50.63%) Land $729,259 Building $365,228$1,094,487 (+50.63%) Land $729,259 Building $365,228
2022$6,304.00$726,605 Land $485,406 Building $241,199$726,605 Land $485,406 Building $241,199

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 281 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies299 units insured
incl. 18 condo units
Nearby Flood Claims163 (1992–2024)
Claims Outside the SFHA3 of 163
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 29 claims
  • Hurricane Wilma, Oct 2005 · 96 claims
  • Hurricane Georges, Sep 1998 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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