774 Borders Rd, Commerce, GA 30530 Property Records

Banks County property record for 774 Borders Rd, Commerce, GA 30530 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2014
Square Footage	1,439 sqft Heated Area
Lot Size	87,120 sqft (2 acres)
Occupancy	Owner Occupied
Last Sale	$85,000 (2012)
Tax Bill	$1,926.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`B78E004F`
Alternative APN	`7823`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,439 sqft Heated Area
1st Floor	1,439 sqft 1st Floor
Basement Area	1,439 sqft Basement
Unfinished Basement	1,439 sqft Unfinished
Stories	1 Stories
Primary Flooring	Plywood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2014
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	Footing Foundation
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	87,120 sqft (2 acres)
Garage Area	462 sqft Garage

Exterior Amenities

Deck Area	135 sqft Deck
Patio Area	135 sqft Patio
Porch	Open Porch
Porch Area	75 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	7823
Street Address	774 BORDERS RD
City	COMMERCE
State	GA
Zip	30530-6894
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GMD 207 LT11B PB 28-9 HUDSON RIVER
Legal Subdivision	HUDSON RIVER ESTATES - 00102
Legal Lot Number	11B
Jurisdiction	BANKS GA
Minor Civil Division	SOUTHEAST BANKS
Census Blockgroup	2
Census Block	2052
Census Tract	970400

Owner

Source: Banks County records · APN B78E004F

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	774 BORDERS RD, COMMERCE, GA 30530-6894
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Known Transactions	Last Sale Amount on Aug 31, 2012 Deed Sale Price on Aug 31, 2012 Prior Sale Amount on Aug 30, 2007
Deed Doc Number	0000378187
Deed Book / Page	378 / 187
Record Refreshed	Jun 08, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	774 BORDERS RD, COMMERCE, GA 30530-6894
Transaction Type	Mortgage
Record Updated	Aug 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000443/97
Date	Oct 02, 2017
Book Page	443/97

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2047

Tax Assessment & Valuation

Source: Banks County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,926.00 (-3.12%) Homeowner's exemption	$108,625 (+5.57%) Land $17,501 Building $91,124	$271,564 (+5.57%) Land $43,753 Building $227,811
2024	$1,988.00 (+38.54%) Homeowner's exemption	$102,895 (+13.68%) Land $15,910 Building $86,985	$257,237 (+13.68%) Land $39,775 Building $217,462
2023	$1,435.00 (-11.75%) Homeowner's exemption	$90,512 (+13.98%) Land $13,200 Building $77,312	$226,279 (+13.98%) Land $33,000 Building $193,279
2022	$1,626.00 Homeowner's exemption	$79,410 Land $12,234 Building $67,176	$198,527 Land $30,586 Building $167,941