Winnebago County property record for 774 Acadia St, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.247 acres (10,770 sqft) |
| Owner | Individual Name on File |
| Last Sale | $164,000 (Aug 2018) |
| Tax Bill | $5,816 (2024) |
| Deeds & Mortgages | May 2020 Mortgage Aug 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 08-06-326-010 |
| Primary APN | 08-06-326-010 |
|---|
| Lot Area | 10,770 sqft (0.247 acres) |
|---|
| Street Address | 774 ACADIA ST |
|---|---|
| City | ROSCOE |
| State | IL |
| Zip | 61073-4501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DENALI HEIGHTS NO 1 PT S1/2 SEC 6-45-2LOT 45 |
| Legal Range | 2 |
| Legal Township | 45 |
| Legal Section | 6 |
| Legal Subdivision | DENALI HEIGHTS NO 1 |
| Legal Lot Number | 45 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROSCOE |
| Census Block Group | 3 |
| Census Block | 3051 |
| Census Tract | 3801 |
Source: Winnebago County assessment roll, as of July 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 774 ACADIA ST, ROSCOE, IL 61073-4501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2020 | Deed of Trust, Mortgage · Conventional with PMI MIDWEST CMNTY BK |
| Aug 13, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NORTHWEST BK/ROCKFORD |
| Aug 13, 2018 | Grant Deed, Transfer SECURITY FIRST TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 13, 2018 · Amount on Record |
| Deed Sale | Aug 13, 2018 · Amount on Record |
| Prior Sale | Aug 13, 2018 · Amount on Record |
| Deed Document Number | 20181023167 |
| Prior Transfer Date | Jul 27, 2018 |
| Prior Transfer Doc | 0001023166 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 774 ACADIA ST, ROSCOE, IL 61073-4501 |
| Document Number | 0001013495 |
| Instrument Date | May 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 774 ACADIA ST ROSCOE IL 610734501, ROSCOE, IL 61073-4501 |
| Document Number | 0001013495 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 1013495 |
| Name | MIDWEST CMNTY BK |
|---|---|
| Type | Bank |
| Address | FREEPORT, IL 61032 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 26, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Aug 13, 2018 |
| Property Address | 774 ACADIA ST, ROSCOE, IL 61073-4501 |
| Document Number | 0001023167 |
| Instrument Date | Jul 27, 2018 |
| Instrument | 1023167 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 5, 2018 |
| Title Company | SECURITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.85 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 774 ACADIA ST ROSCOE IL 61073, ROSCOE, IL 61073 |
| Document Number | 1023168 |
|---|---|
| Date | Aug 13, 2018 |
| Instrument | 1023168 |
| Name | NORTHWEST BK/ROCKFORD |
|---|---|
| Type | Bank |
| Address | ROCKFORD, IL 61103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 12, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Aug 13, 2018 |
| Property Address | 774 ACADIA ST, ROSCOE, IL 61073-4501 |
| Document Number | 0001023166 |
| Instrument Date | Jul 27, 2018 |
| Instrument | 1023166 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2018 |
| Title Company | SECURITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $3.08 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5382 SWANSON RD ROSCOE IL 610739458, ROSCOE, IL 61073-9458 |
Source: Winnebago County assessment roll, as of July 16, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Roscoe Township |
| Municipality | Roscoe Village |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Rockton School District 140 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $5,816.00 | $76,974 (+21.89%) Land $14,158 Building $62,816 | $230,922 (+21.89%) Land $42,474 Building $188,448 |
| 2022 | Homeowner's exemption | $63,149 Land $11,615 Building $51,534 | $189,447 Land $34,845 Building $154,602 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 76 (1978–2019) |
| Claims Outside the SFHA | 4 of 76 |
| Most Recent Claim | Oct 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH PARK PWD serves 35,580 people · EPA ID IL2015500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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