7736 W Bobs Rd, Rathdrum, ID 83858 Property Records

Kootenai County property record for 7736 W Bobs Rd, Rathdrum, ID 83858

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,880 sqft · built 2009
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Tax Bill	$476 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit May 2017 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0400800B0030`

Property Details

APN / Parcel Number

Primary APN	`0400800B0030`
Alternative APN	`175117`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,880 sqft Living Area

Exterior

Year Built	Built 2009
Construction Type	Frame
Foundation Type	Concrete
Lot Area	435,600 sqft (10 acres)
Shed	1 Shed
Shed Area	360 sqft
Pole Barn	640 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater

Location & Zoning

Account Number	175117
Street Address	7736 W BOBS RD
City	RATHDRUM
State	ID
Zip	83858-6600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUSBAND ESTATES, LT 3 BLOCK B 3153N04W
Legal Subdivision	HUSBAND ESTATES
Legal Block	B
Legal Lot Number	3
Jurisdiction	KOOTENAI ID
Township / Civil Division	SPIRIT LAKE-ATHOL
Census Block Group	3
Census Block	3028
Census Tract	102

Owner

Source: Kootenai County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7736 W BOBS RD, RATHDRUM, ID 83858-6600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Line of Credit GEORGIAS OWN CU
May 15, 2017	Deed of Trust, Mortgage · Line of Credit HORIZON CU
Jan 14, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Apr 6, 2020	Deed of Trust, Mortgage · VA Mortgage STEARNS LENDING LLC
Jul 31, 2019	Deed of Trust, Mortgage · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 8, 2018	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2018
Deed Sale	May 8, 2018
Prior Sale	May 1, 2009
Deed Document Number	2642485000
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	7736 W BOBS RD, RATHDRUM, ID 83858-6600
Transaction Type	Mortgage
Record Updated	Oct 8, 2025
Title Company	UNKNOWN, TITLEONE NORTH IDAHO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7736 W BOBS RD, RATHDRUM, ID 83858-6600

Mortgage

Document Number	3016671000
Date	Sep 17, 2025
Instrument	3016671000

Lender

Name	GEORGIAS OWN CU
Type	Credit Union
Address	ATLANTA, GA 30303

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	7736 W BOBS RD, RATHDRUM, ID 83858-6600
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2594313000
Date	May 15, 2017
Instrument	2594313000

Lender

Name	HORIZON CU
Type	Credit Union
Address	SPOKANE, WA 99215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 14, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	7736 W BOBS RD, RATHDRUM, ID 83858-6600
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2805122000
Date	Jan 14, 2021
Instrument	2805122000

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	7736 W BOBS RD, RATHDRUM, ID 83858-6600
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLEONE BOISE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2744332000
Date	Apr 6, 2020
Instrument	2744332000

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	LEWISVILLE, TX 75057

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	7736 W BOBS RD, RATHDRUM, ID 83858-6600
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	KOOTENAI COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2704502000
Date	Jul 31, 2019
Instrument	2704502000

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Credit Union
Address	HORSHAM, PA 19044

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	May 8, 2018
Property Address	7736 W BOBS RD, RATHDRUM, ID 83858-6600
Document Number	2642485000
Map Reference	MBF PG245
Instrument Date	May 6, 2018
Instrument	2642485000
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW CORP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7736 W BOBS RD, RATHDRUM, ID 83858-6600

Mortgage

Document Number	2642486000
Date	May 8, 2018
Instrument	2642486000

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$476.00 (-36.53%) Homeowner's exemption	$729,180 (-11.06%) Land $254,870 Building $474,310	$936,932 (-3.58%) Land $462,622 Building $474,310
2024	$750.00 (-5.9%)
2023	$797.00 (-36.39%) Homeowner's exemption	$819,877 (+1.25%) Land $343,757 Building $476,120	$971,731 (+1.04%) Land $495,611 Building $476,120
2022	$1,253.00 Homeowner's exemption	$809,741 Land $333,621 Building $476,120	$961,731 Land $485,611 Building $476,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 84% of Idaho
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UPPER TWIN LAKES WATER COMPANY INC private · serves 227 people · EPA ID ID1280194
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	10 ppb (2026) action level 15 ppb
Copper	3.58 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Oct 2023
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Intermax Networks Fixed Wireless	100 / 20
Wired or Wireless Fixed Wireless · not low latency	30 / 10
Optimum Cable	30 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Bobs Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures