7735 S 38th Rd, Cortland, NE 68331 Property Records

Gage County property record for 7735 S 38th Rd, Cortland, NE 68331

Property Summary

Property Type	Rural Home
Details	4 bd · 1.75 ba · 1,680 sqft · built 2017
Lot Size	2.66 acres (115,870 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Aug 2001)
Tax Bill	$3,968 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`004448000`

Property Details

APN / Parcel Number

Primary APN	`004448000`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Basement Area	1,680 sqft
Finished Basement	1,480 sqft
Unfinished Basement	200 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	115,870 sqft (2.66 acres)
Garage Type	Mixed
Garage Area	1,648 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	336 sqft
Utility Building	2,124 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Heat Pump

Location & Zoning

Street Address	7735 S 38TH RD
City	CORTLAND
State	NE
Zip	68331-8000
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	05-AGRICUL
Legal Description	SEC 31-6-7 COM AT NE COR SE TH S 223' W 520' N 223' E 520' TO POB 2.66 AC
Legal Range	07
Legal Township	06
Legal Section	31
Jurisdiction	GAGE NE
Township / Civil Division	NEMAHA
Census Block Group	1
Census Block	1090
Census Tract	964600

Owner

7735 S 38th Rd, a rural home, is owned and occupied by two individuals who bought it in August 2001.

Source: Gage County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7735 S 38TH RD, CORTLAND, NE 68331-8000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN FEDERAL SAVINGS BANK OF NEBRASKA
Jan 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK NEBRASKA
Mar 13, 2017	Deed of Trust, Mortgage · Construction Mortgage FIRST STATE BANK NEBRASKA
Apr 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK NEBRASKA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2001 · Amount on File
Deed Sale	Aug 10, 2001 · Amount on File
Deed Book / Page	2001 / 7519
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GAGE NE
Property Address	7735 S 38TH RD, CORTLAND, NE 68331-8000
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202101427
Date	Apr 21, 2021
Instrument	2021-01427

Lender

Name	LINCOLN FEDERAL SAVINGS BANK OF NEBRASKA
Type	Bank
Address	LINCOLN, NE 68520

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GAGE NE
Property Address	7735 S 38TH RD, CORTLAND, NE 68331-8000
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800276
Date	Jan 31, 2018
Instrument	2018-00276

Lender

Name	FIRST STATE BANK NEBRASKA
Type	Bank
Address	LINCOLN, NE 68516

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GAGE NE
Property Address	7735 S 38TH RD, CORTLAND, NE 68331-8000
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700733
Date	Mar 13, 2017
Instrument	2017-00733

Lender

Name	FIRST STATE BANK NEBRASKA
Type	Bank
Address	LINCOLN, NE 68506

Agreement

Type	Construction Mortgage
Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GAGE NE
Property Address	7735 S 38TH RD, CORTLAND, NE 68331-8000
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	NEBRASKA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000906
Date	Apr 2, 2020
Instrument	2020-00906

Lender

Name	FIRST STATE BANK NEBRASKA
Type	Bank
Address	LINCOLN, NE 68516

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 7735 S 38th Rd was $3,968.

Source: Gage County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Gage County
County Subdivision	Nemaha Township
Unified School District	Beatrice Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$435,380 (-) Land $38,300 Building $397,080	$435,380 (-) Land $38,300 Building $397,080
2025	$3,968.00	$435,380 Land $38,300 Building $397,080	$435,380 Land $38,300 Building $397,080
2023	$5,371.00	$375,950 Land $24,640 Building $351,310	$375,950 Land $24,640 Building $351,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7735 S 38th Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7735 S 38th Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fiber · Fixed Wireless	2,000 / 2,000
Big Red Communications Fixed Wireless	200 / 100
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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