7733 Paynes Landing Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 7733 Paynes Landing Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,008 sqft · built 2014
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,518 (2026)
Deeds & Mortgages	Jan 2020 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30272`

Property Details

APN / Parcel Number

Primary APN	`30272`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,928 sqft (0.71 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7733 PAYNES LANDING RD
City	GLOUCESTER
State	VA
Zip	23061-4603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-2
Legal Description	ROANES LOT 6
Legal Subdivision	PLAT: PB17 73
Legal Lot Number	6
Jurisdiction	GLOUCESTER VA
Township / Civil Division	YORK
Census Block Group	1
Census Block	1015
Census Tract	100400

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 117, HAYES, VA 23072-0117
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2020	Deed of Trust, Mortgage · FHA Mortgage OVM FINANCIAL INC
Jan 31, 2020	Intrafamily Transfer, Transfer · FHA Mortgage OVM FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 16, 2020
Transfer Doc	0000000475
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7733 PAYNES LANDING RD, GLOUCESTER, VA 23061-4603
Transaction Type	Mortgage
Record Updated	Nov 28, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200000476
Date	Jan 31, 2020
Instrument	200000476

Lender

Name	OVM FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Jan 31, 2020
Property Address	7733 PAYNES LANDING RD, GLOUCESTER, VA 23061-4603
Document Number	200000475
Instrument Date	Jan 16, 2020
Instrument	200000475
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7733 PAYNES LANDING RD, GLOUCESTER, VA 23061-4603

Mortgage

Document Number	200000476
Date	Jan 31, 2020
Instrument	200000476

Lender

Name	OVM FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,518.00 (+11.54%)	$260,360 (+17.42%) Land $56,580 Building $203,780	$260,360 (+17.42%) Land $56,580 Building $203,780
2025	$1,361.00 (+5.34%)	$221,730 (-) Land $56,580 Building $165,150	$221,730 (-) Land $56,580 Building $165,150
2024	$1,292.00	$221,730 (-) Land $56,580 Building $165,150	$221,730 (-) Land $56,580 Building $165,150
2023	$1,292.00 (+13.43%)	$221,730 (+41.1%) Land $56,580 Building $165,150	$221,730 (+41.1%) Land $56,580 Building $165,150
2022	$1,139.00	$157,140 Land $55,380 Building $101,760	$157,140 Land $55,380 Building $101,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 252 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	252 in force
Nearby Flood Claims	137 (1991–2025)
Claims Outside the SFHA	3 of 137
Most Recent Claim	Oct 2025 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 7 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 9 claims Hurricane Isabel, Sep 2003 · 91 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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