7732 William St, Mentor, OH 44060 Property Records

Lake County property record for 7732 William St, Mentor, OH 44060

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,262 sqft · built 1994
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Sep 2022)
Tax Bill	$10,876 (2023)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-C-082-N-00-020-0`

Property Details

APN / Parcel Number

Primary APN	`16-C-082-N-00-020-0`
Alternative APN	`F 42`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,262 sqft Living Area
1st Floor Area	942 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	114 sqft
Deck Area	60 sqft
Patio Area	552 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7732 WILLIAM ST
City	MENTOR
State	OH
Zip	44060-3671
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-2
Legal Description	LOT 1 TRACT 13
Legal Subdivision	DAWSON ESTATES SUBDIVISION NO. 4
Legal Tract	13
Legal Block	1
Legal Lot Number	1
Jurisdiction	LAKE OH
Township / Civil Division	MENTOR
Census Block Group	1
Census Block	1000
Census Tract	202901

Owner

7732 William St is owned and occupied by two individuals who bought it in September 2022.

Source: Lake County records, as of May 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7732 WILLIAM ST, MENTOR, OH 44060-3671
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT
Sep 26, 2022	Warranty Deed, Transfer · FHA Mortgage LIBERTY HOME MORTGAGE CORP
Oct 13, 2020	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jan 5, 2018	Deed of Trust, Mortgage · Conventional with PMI THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2022 · Amount on File
Deed Sale	Sep 26, 2022 · Amount on File
Prior Sale	Mar 1, 1994 · Amount on File
Deed Document Number	202226343
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Recording Date	Apr 27, 2026
Property Address	7732 WILLIAM ST, MENTOR, OH 44060-3671
Document Number	0000008590
Instrument Date	Apr 9, 2026
Instrument	20268590
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7732 WILLIAM ST, MENTOR, OH 44060-3671

Mortgage

Document Number	0000008590,
Date	Apr 27, 2026
Instrument	20268590

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	318 Months
Due	Oct 1, 2052

Interest

Rate	6.11%
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Sep 26, 2022
Property Address	7732 WILLIAM ST, MENTOR, OH 44060-3671
Document Number	0000026343
Map Reference	VOL 17 PG 24
Instrument Date	Sep 13, 2022
Instrument	2022R026343
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	INFINITE TITLE, INFINITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7732 WILLIAM ST, MENTOR, OH 44060-3671

Mortgage

Document Number	0000026344
Date	Sep 26, 2022
Instrument	2022R026344

Lender

Name	LIBERTY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	7732 WILLIAM ST, MENTOR, OH 44060-3671
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	THIRD CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029836
Date	Oct 13, 2020
Instrument	2020R029836

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4.99%
Index	Prime Rate
Max Rate	8.99%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	7732 WILLIAM ST, MENTOR, OH 44060-3671
Document Number	0000000712
Instrument Date	Jan 5, 2018
Transaction Type	Mortgage
Record Updated	Feb 7, 2018
Title Company	THIRD CAPITAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7732 WILLIAM ST MENTOR OH 440603671, MENTOR, OH 44060-3671

Mortgage

Document Number	0000000712
Date	Jan 10, 2018
Instrument	712

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.29%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Mentor City
Unified School District	Mentor Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$115,690 Land $19,810 Building $95,880	$330,550 Land $56,610 Building $273,940
2023	$10,876.00 (+119.85%) Homeowner's exemption	$104,670 (-) Land $16,240 Building $88,430
2022	$4,947.00 Homeowner's exemption	$104,670 Land $16,240 Building $88,430
2021			$299,050 Land $46,390 Building $252,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7732 William St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7732 William St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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