7732 McKaig Rd, Frederick, MD 21701 Property Records

Frederick County property record for 7732 McKaig Rd, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,350 sqft · built 1978
Lot Size	0.459 acres (20,037 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Oct 2021)
Tax Bill	$3,075 (2023)
Deeds & Mortgages	Mar 2023 Line of Credit Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-302367`

Property Details

APN / Parcel Number

Primary APN	`13-302367`
Alternative APN	`302367`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,350 sqft Total Area
1st Floor Area	1,350 sqft
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1978
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	20,037 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	302367
Street Address	7732 MCKAIG RD
City	FREDERICK
State	MD
Zip	21701-3316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 100X200 W/S MCKAIG RD. ETZLER ESTATES
Legal Subdivision	ETZLER ESTATES
Legal Lot Number	2
Jurisdiction	FREDERICK MD
Township / Civil Division	13, MOUNT PLEASANT
Census Block Group	1
Census Block	1016
Census Tract	751701

Owner

Source: Frederick County assessment roll, APN 13-302367, as of July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	7732 MCKAIG RD, FREDERICK, MD 21701-3316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 07, 2023	Deed of Trust, Mortgage · Line of Credit PRESIDENTIAL BANK FSB
Oct 20, 2021	Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Prior Sale	Sep 17, 1996 · Amount on Record
Deed Document Number	0015402343
Deed Book / Page	15402 / 343
Record Updated	Jun 07, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7732 MCKAIG RD, FREDERICK, MD 21701-3316
Transaction Type	Mortgage
Record Updated	Mar 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4028 PETERSVILLE RD, KNOXVILLE, MD 21758-9205

Mortgage

Document Number	0163530397
Date	Mar 07, 2023
Book Page	16353/397

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 20, 2021
Property Address	7732 MCKAIG RD, FREDERICK, MD 21701-3316
Document Number	0154020343
Book / Page	15402 / 343
Map Reference	MB 4 PG 149
Instrument Date	Sep 30, 2021
Transaction Type	Transfer
Record Updated	Nov 03, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4028 PETERSVILLE RD, KNOXVILLE, MD 21758-9205

Mortgage

Document Number	15402351
Date	Oct 20, 2021
Instrument	15402/351

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll as of July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,075.00	$254,867	$303,000 Land $134,500 Building $168,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), as of November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217517011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1983–2012)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Severe Storms And Flooding, Jan 1996 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, 62 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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