7732 Locust Ave, Gary, IN 46403 Property Records

Lake County property record for 7732 Locust Ave, Gary, IN 46403

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,602 sqft · built 1953
Lot Size	0.143 acres (6,229 sqft)
Owner	2 Individual Names on File
Last Sale	$168,800 (Sep 2020)
Tax Bill	$3,381 (2024)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-25-46-0097-0045`

Property Details

APN / Parcel Number

Primary APN	`001-25-46-0097-0045`
Alternative APNs	`45-05-32-233-043.000-004` `254600970045`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,602 sqft Living Area
Gross Area	3,903 sqft
1st Floor Area	1,301 sqft
Basement Area	1,301 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2000
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Terrain	Rolling
Garage Area	1,301 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7732 LOCUST AVE
City	GARY
State	IN
Zip	46403-1343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORCOTTS ADDITION INDIANA CITY ALL L.45 & L.46 BL.11
Legal Subdivision	NORCOTTS ADDITION INDIANA CITY
Legal Block	11
Legal Lot Number	45
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	4
Census Block	4006
Census Tract	10100

Owner

7732 Locust Ave is owned and occupied by two individuals who bought it in September 2020.

Source: Lake County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	54 WEST DR, PALOS PARK, IL 60464
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2020 · Amount on File
Deed Sale	Sep 23, 2020 · Amount on File
Prior Sale	Sep 15, 2010 · Amount on File
Deed Document Number	202067088
Prior Transfer Date	Jun 11, 2010
Prior Transfer Doc	0000053414
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Sep 23, 2020
Property Address	7732 LOCUST AVE, GARY, IN 46403-1343
Document Number	0000067088
Map Reference	MB 1 PG 14
Instrument Date	Sep 1, 2020
Instrument	2020 067088
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	MERIDIAN TITLE CORP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	54 WEST DRIVE, PALOS PARK, IL 60464

Mortgage

Document Number	0000067089
Date	Sep 23, 2020
Instrument	2020 067089

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$285,700 Land $96,100 Building $189,600	$285,700 Land $96,100 Building $189,600
2024	$3,381.00
2023		$266,000 (+45.43%) Land $98,000 Building $168,000	$266,000 (+45.43%) Land $98,000 Building $168,000
2022	$2,332.00 Homeowner's exemption	$182,900 Land $27,300 Building $155,600	$182,900 Land $27,300 Building $155,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7732 Locust Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7732 Locust Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20