7732 Centerstone Dr, Indianapolis, IN 46259 Property Records

Marion County property record for 7732 Centerstone Dr, Indianapolis, IN 46259

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,486 sqft · built 2020
Lot Size	0.425 acres (18,513 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,787 (2023)
Deeds & Mortgages	Mar 2020 Construction Loan Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`49-16-18-125-021.025-300`

Property Details

APN / Parcel Number

Primary APN	`49-16-18-125-021.025-300`
Alternative APN	`3027205`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	13 Rooms
Building Area	2,486 sqft Living Area
1st Floor Area	2,486 sqft
Basement Area	1,348 sqft
Finished Basement	1,078 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Construction Type	Brick
Foundation Type	Raised
Lot Area	18,513 sqft (0.425 acres)
Garage Type	Attached
Garage Area	827 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3027205
Street Address	7732 CENTERSTONE DR
City	INDIANAPOLIS
State	IN
Zip	46259-1485
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	IRONSTONE SEC 4 L85
Legal Subdivision	IRONSTONE SEC 4
Legal Lot Number	85
Jurisdiction	MARION IN
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2022
Census Tract	390300

Owner

Source: Marion County records, as of May 10, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7732 CENTERSTONE DR, INDIANAPOLIS, IN 46259-1485
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2020	Deed of Trust, Mortgage · Construction Mortgage FORUM CU
Mar 12, 2020	Deed of Trust, Mortgage · ARM FORUM CU
Dec 10, 2020	Loan Modification, Mortgage FORUM CU
Feb 28, 2020	Warranty Deed, Transfer
Feb 28, 2020	Grant Deed, Subdivision Related Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2020
Deed Sale	Feb 28, 2020
Prior Sale	Feb 28, 2020
Deed Document Number	A202000022067
Record Updated	Jun 7, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	7732 CENTERSTONE DR, INDIANAPOLIS, IN 46259-1485
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027470
Date	Mar 13, 2020
Instrument	A202000027470

Lender

Name	FORUM CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2028
Min Rate At Change	2.38%
Max Rate At Change	8.38%
Index	1-Year CMT

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	7732 CENTERSTONE DR, INDIANAPOLIS, IN 46259-1485
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027271
Date	Mar 12, 2020
Instrument	A202000027271

Lender

Name	FORUM CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	372 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2028
Change Frequency	Annually
Min Rate At Change	2.38%
Max Rate At Change	3.78%
Index	1-Year CMT

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARION IN
Property Address	7732 CENTERSTONE DR, INDIANAPOLIS, IN 46259-1485
Document Number	0000008484
Instrument Date	Dec 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7732 CENTERSTONE DR INDIANAPOLIS IN 46259, INDIANAPOLIS, IN 46259

Mortgage

Document Number	0000008484
Date	Jan 21, 2021
Instrument	8484

Lender

Name	FORUM CU
Type	Credit Union
Address	FISHERS, IN 46037

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Feb 28, 2020
Property Address	7732 CENTERSTONE DR, INDIANAPOLIS, IN 46259-1485
Document Number	0000022067
Map Reference	DOC A201900100723
Instrument Date	Feb 19, 2020
Instrument	A202000022067
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7732 CENTERSTONE DR, INDIANAPOLIS, IN 46259-1485

February 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MARION IN
Recording Date	Feb 28, 2020
Property Address	7732 CENTERSTONE DR, INDIANAPOLIS, IN 46259-1485
Document Number	0000022068
Instrument Date	Feb 19, 2020
Instrument	22068
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 24, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7732 CENTERSTONE DR INDIANAPOLIS IN 46259, INDIANAPOLIS, IN 46259

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Franklin Township
Consolidated City	Indianapolis City
Unified School District	Franklin Township Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,787.00 (+7.29%) Homeowner's exemption	$578,700 (+7.29%) Land $126,100 Building $452,600	$578,700 (+7.29%) Land $126,100 Building $452,600
2022	$5,394.00 Homeowner's exemption	$539,400 Land $126,100 Building $413,300	$539,400 Land $126,100 Building $413,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1980–1981)
Most Recent Claim	May 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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