7732 Bay Front Rd, Sparrows Point, MD 21219 Property Records

Baltimore County property record for 7732 Bay Front Rd, Sparrows Point, MD 21219

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,401 sqft · built 2016
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on File
Tax Bill	$8,716 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2020 Mortgage + 2 more
APN	`15-2500005450`

Property Details

APN / Parcel Number

Primary APN	`15-2500005450`
Alternative APN	`2500005450`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	4,401 sqft Living Area
Gross Area	4,800 sqft
1st Floor Area	2,480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Siding
Lot Area	11,979 sqft (0.275 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	114 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	2500005450
Street Address	7732 BAY FRONT RD
City	SPARROWS POINT
State	MD
Zip	21219-2202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.275 AC LODGE FOREST
Legal Subdivision	LODGE FOREST
Legal Block	1
Legal Lot Number	1090
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	1
Census Block	1013
Census Tract	452100

Owner

7732 Bay Front Rd is owned and occupied by an individual who acquired it in January 2020.

Source: Baltimore County records, as of July 14, 2025

Owner of Record	Individual Name on File
Mailing Address	7732 BAY FRONT RD, SPARROWS POINT, MD 21219-2202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Feb 19, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Feb 23, 2018	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS TRADE & TR
Jan 23, 2018	Quit Claim Deed, Transfer FRONT DOOR TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 29, 2020
Transfer Doc	0424850326
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	7732 BAY FRONT RD, SPARROWS POINT, MD 21219-2202
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	FRONT DOOR TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0439940203
Date	Jan 25, 2021
Book Page	43994/203

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BALTIMORE MD
Recording Date	Feb 19, 2020
Property Address	7732 BAY FRONT RD, SPARROWS POINT, MD 21219-2202
Document Number	0424850326
Book / Page	42485 / 326
Map Reference	MB SM78 FO 468
Instrument Date	Jan 29, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	FRONT DOOR TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	7732 BAY FRONT RD, BALTIMORE, MD 21219-2202

Mortgage

Document Number	0042485331
Date	Feb 19, 2020
Instrument	42485/331

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	7732 BAY FRONT RD, SPARROWS POINT, MD 21219-2202
Document Number	0401030177
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Apr 13, 2018
Title Company	RGS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7732 BAY FRONT RD SPARROWS POINT MD 212192202, SPARROWS POINT, MD 21219-2202

Mortgage

Document Number	0401030177
Date	Apr 3, 2018
Book Page	040103/000177

Lender

Name	MANUFACTURERS TRADE & TR
Address	BUFFALO, NY 14203-1495

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BALTIMORE MD
Recording Date	Jan 23, 2018
Property Address	7732 BAY FRONT RD, SPARROWS POINT, MD 21219-2202
Document Number	0398720112
Book / Page	039872 / 000112
Instrument Date	Dec 13, 2017
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	FRONT DOOR TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7732 BAY FRONT RD SPARROWS POINT MD 212192202, SPARROWS POINT, MD 21219-2202

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$840,600	$927,700 Land $78,900 Building $848,800
2024	$8,716.00 (+109.42%)
2023	$4,162.00 Homeowner's exemption	$666,400 Land $74,900 Building $591,500	$666,400 Land $74,900 Building $591,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 7732 Bay Front Rd; there have been 15 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	15 (2003–2020)
Claims Outside the SFHA	8 of 15
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7732 Bay Front Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
Believe Broadband Fixed Wireless	500 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bay Front Rd

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