Dawson County property record for 77311 Rd 446, Sumner, NE 68878 · Last verified August 2026
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,184 sqft · built 2025 |
| Lot Size | 151 acres (6,588,014 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,764 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jul 2025 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 240224092 |
| Primary APN | 240224092 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,184 sqft Living Area |
| 1st Floor Area | 2,184 sqft |
| Basement Area | 2,184 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,588,014 sqft (151 acres) |
| Cooling System | None |
|---|
| Street Address | 77311 ROAD 446 |
|---|---|
| City | SUMNER |
| State | NE |
| Zip | 68878-7807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 00000546 SE1/4 (151.24A) (05-12-19) |
| Legal Range | 19 |
| Legal Township | 12 |
| Legal Section | 05 |
| Jurisdiction | DAWSON NE |
| Township / Civil Division | WOOD RIVER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 968000 |
Source: Dawson County records · APN 240224092
Assessment roll updated March 16, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 76670 ROAD 444, SUMNER, NE 68878-7834 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 04, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIVE POINTS BANK |
| Jul 02, 2025 | Deed of Trust, Mortgage · Construction Mortgage FIVE POINTS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAWSON NE |
| Recording Date | May 04, 2026 |
| Property Address | 77311 ROAD 446, SUMNER, NE 68878-7807 |
| Document Number | 0000001228 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 20261228 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 77311 ROAD 446, SUMNER, NE 68878-7807 |
| Document Number | 0000001228, |
|---|---|
| Date | May 04, 2026 |
| Instrument | 20261228 |
| Name | FIVE POINTS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 01, 2031 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAWSON NE |
| Property Address | 77311 ROAD 446, SUMNER, NE 68878-7807 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 76670 ROAD 444, SUMNER, NE 68878-7834 |
| Document Number | 0020251886 |
|---|---|
| Date | Jul 02, 2025 |
| Instrument | 2025-1886 |
| Name | FIVE POINTS BANK |
|---|---|
| Type | Bank |
| Address | KEARNEY, NE 68845 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2055 |
Source: Dawson County records · Assessment roll updated March 16, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Dawson County |
| Unified School District | Sumner-Eddyville-Miller Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $444,226 (+135.94%) Land $209,576 Building $234,650 | $496,620 (+163.76%) Land $261,970 Building $234,650 | |
| 2025 | $1,764.00 | $188,283 Land $188,283 | $188,283 Land $188,283 |
Source: FEMA National Flood Hazard Layer, Dawson County (31047C), updated April 28, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 310479680001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2008, rainfall accumulation, Severe Storms, Tornadoes, And Flooding |
| Wildfire Risk | High above 84% of the US · above 97% of Nebraska |
|---|---|
| Wildfire Likelihood | About 1 in 238 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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