7730 Co Rd 44, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 7730 Co Rd 44, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	768 sqft · built 1999
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Tax Bill	$369 (2026)
Deeds & Mortgages	Sep 2021 Sale Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-09-07-25-0-001-014.000`

Property Details

APN / Parcel Number

Primary APN	`13-09-07-25-0-001-014.000`
Alternative APNs	`ALT APN:0907250001014000` `203862`

Interior

Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,920 sqft (0.09 acres)

Exterior Amenities

Porch	Slab
Porch Area	304 sqft
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	203862
Street Address	7730 COUNTY ROAD 44
City	CEDAR BLUFF
State	AL
Zip	35959-3376
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14, LITTLE RIVER POINT SD, PB 10 PG 55
Legal Range	09E
Legal Township	09S
Legal Section	25
Legal Subdivision	LITTLE RIVER POINT
Legal Lot Number	14
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	3
Census Block	3051
Census Tract	955702

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7730 COUNTY ROAD 44, CEDAR BLUFF, AL 35959-3376
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Warranty Deed, Transfer
Jun 8, 2021	Survivorship Deed, Transfer · Conventional Mortgage MAGNOLIA BANK INC
Sep 3, 2019	Warranty Deed, Transfer
Jun 14, 2017	Warranty Deed, Transfer · Stand-Alone First Mortgage ACOPIA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2021
Deed Sale	Sep 27, 2021
Prior Sale	Jun 8, 2021 · Amount on Record
Deed Document Number	2021220589
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Sep 27, 2021
Property Address	7730 COUNTY ROAD 44, CEDAR BLUFF, AL 35959-3334
Document Number	0000220589
Map Reference	PB 10 PG 55
Instrument Date	Sep 1, 2021
Instrument	220589
Transaction Type	Transfer
Record Updated	Jan 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	275 SHADOW LN, CHATSWORTH, GA 30705-5402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 RAINS CIR, SUMMERVILLE, GA 30747-7243

June 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jun 8, 2021
Property Address	7730 COUNTY ROAD 44, CEDAR BLUFF, AL 35959-3334
Document Number	0000218639
Map Reference	PB 10 PG 55
Instrument Date	Jun 7, 2021
Instrument	218639
Transaction Type	Transfer
Record Updated	Jan 12, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 653, SUMMERVILLE, GA 30747-0653

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 27, MARION, KY 42064-0027

Mortgage

Document Number	0000218640
Date	Jun 8, 2021
Instrument	218640

Lender

Name	MAGNOLIA BANK INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Sep 3, 2019
Property Address	7730 COUNTY ROAD 44, CEDAR BLUFF, AL 35959-3334
Document Number	0000208878
Map Reference	PB 10 PG 55
Instrument Date	Aug 27, 2019
Instrument	208878
Transaction Type	Transfer
Record Updated	Jan 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4877 MULBERRY PIKE, EMINENCE, KY 40019-7517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3502 PLEASANT PLAINS DR, REISTERSTOWN, MD 21136-4418

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jun 14, 2017
Property Address	7730 COUNTY ROAD 44, CEDAR BLUFF, AL 35959-3334
Document Number	0000198333
Instrument Date	Jun 12, 2017
Instrument	198333
Transaction Type	Transfer
Record Updated	Jan 12, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7730 COUNTY ROAD 44, CEDAR BLUFF, AL 35959-3334

Mortgage

Document Number	0000198334
Date	Jun 14, 2017
Instrument	198334

Lender

Name	ACOPIA LLC
Type	Non-Lending Institution
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$369.00 (+7.89%)
2025	$342.00 (+2.09%) Homeowner's exemption	$4,860 (+3.4%) Land $3,340 Building $1,520	$94,200 (+1.95%) Land $33,400 Building $60,800
2024	$335.00 (-2.05%) Additional exemption filed	$4,700 (-50.11%) Land $3,140 Building $1,560	$92,400 (-1.81%) Land $31,300 Building $61,100
2023	$342.00 (-0.58%) Homeowner's exemption	$9,420 (+96.25%)	$94,100 (-0.42%) Land $31,300 Building $62,800
2022	$344.00 Homeowner's exemption	$4,800 Land $3,140 Building $1,660	$94,500 Land $31,300 Building $63,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Killians Electronics Fixed Wireless	25 / 10
TDS Telecom DSL	25 / 5

May also be available: AT&T, T-Mobile.

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