773 S Union St, Lima, OH 45804 Property Records

Allen County property record for 773 S Union St, Lima, OH 45804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,002 sqft · built 1900
Lot Size	0.07 acres (3,049 sqft)
Owner	Company Name on File
Last Sale	$860,000 (Oct 2024)
Tax Bill	$367 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Dec 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`47-0606-06-024.000`

Property Details

APN / Parcel Number

Primary APN	`47-0606-06-024.000`
Alternative APN	`M3847060606024000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,002 sqft Living Area
Gross Area	1,478 sqft
1st Floor Area	784 sqft
Upper Floors Area	218 sqft
Basement Area	364 sqft
Family Room	Family Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	115 ft deep x 26.5 ft wide
Porch	Enclosed Frame Porch
Porch Area	162 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	773 S UNION ST
City	LIMA
State	OH
Zip	45804-1537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MINOR WALCOTTS ADDITION LOTS 2422 PT & 2423 PT FF 26.50
Legal Subdivision	MINOR WALCOTTS ADDITION
Legal Lot Number	2422
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1020
Census Tract	13400

Owner

773 S Union St is owned by a company that bought it in October 2024.

Source: Allen County records, as of May 21, 2026

Owner of Record	Company Name on File
Mailing Address	223 W MAIN ST, CRIDERSVILLE, OH 45806-2377
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Deed of Trust, Mortgage · Line of Credit THE RICHWOOD BANKING CO
Dec 24, 2024	Deed of Trust, Mortgage · Line of Credit THE RICHWOOD BANKING CO
Oct 31, 2024	Warranty Deed, Transfer OHCA PARTNERS, LTD,
May 6, 2019	Warranty Deed, Transfer HARSHBARGER PROPS LLC +

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2024 · Amount on File
Deed Sale	Oct 31, 2024 · Amount on File
Prior Sale	May 6, 2019 · Amount on File
Deed Document Number	202410051
Prior Transfer Date	Jan 16, 2004
Prior Transfer Doc	0952000864
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	773 S UNION ST, LIMA, OH 45804-1537
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8110009455
Date	Aug 11, 2022
Book Page	2022/9455
Instrument	202208110009455

Lender

Name	THE RICHWOOD BANKING CO
Type	Bank
Address	DELAWARE, OH 43015

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 15, 2047

Interest

Rate Type	Adjustable Rate

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	773 S UNION ST, LIMA, OH 45804-1537
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	12240011879
Date	Dec 24, 2024
Book Page	2024/11879
Instrument	202412240011879

Lender

Name	THE RICHWOOD BANKING CO
Type	Bank
Address	1512 W WILLIAM ST, DELAWARE, OH 43015

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Oct 31, 2024
Property Address	773 S UNION ST, LIMA, OH 45804-1537
Document Number	10310010051
Book / Page	2024 / 10051
Map Reference	MB 2 PG 354
Instrument Date	Oct 31, 2024
Instrument	202410310010051
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 W MAIN ST, CRIDERSVILLE, OH 45806-2377
Investor	Possibly a Property Investor

Mortgage

Document Number	10310010052
Date	Oct 31, 2024
Instrument	202410310010052

Lender

Name	OHCA PARTNERS, LTD,
Type	Private Party

Agreement

Amount	Amount on Record

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	May 6, 2019
Property Address	773 S UNION ST, LIMA, OH 45804-1537
Document Number	0000004220
Instrument Date	May 3, 2019
Instrument	4220
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,213.40
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	223 W MAIN ST CRIDERSVILLE OH 458062377, CRIDERSVILLE, OH 45806-2377
Investor	Possibly a Property Investor

Mortgage

Document Number	4221
Date	May 6, 2019
Instrument	4221

Lender

Name	HARSHBARGER PROPS LLC +
Address	2511 HALL DR, LIMA, OH 45806-1656

Agreement

Amount	Amount on Record
Term	60 Months
Due	May 5, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 773 S Union St was $367, up 0.5% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$367.00 (+0.55%)	$8,510 (-) Land $560 Building $7,950	$24,300 (-) Land $1,600 Building $22,700
2024	$365.00 (-1.88%)	$8,510 (+11.97%) Land $560 Building $7,950	$24,300 Land $1,600 Building $22,700
2023	$372.00	$7,600 (-) Land $490 Building $7,110
2022	$372.00	$7,600 Land $490 Building $7,110
2021			$21,700 Land $1,400 Building $20,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 773 S Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 773 S Union St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: TSC.

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