773 Rue St, Germain, Covington, LA 70433 Property Records

St. Tammany Parish property record for 773 Rue St, Germain, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	1,797 sqft · built 2015
Owner	Individual Name on File
Last Sale	$315,000 (Jul 2020)
Tax Bill	$2,589 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Jul 2020 Sale + 1 more
APN	`103-813-2549`

Property Details

APN / Parcel Number

Primary APN	`103-813-2549`
Alternative APN	`3922`

Interior

Building Area	1,797 sqft Living Area

Exterior

Year Built	Built 2015
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	773 RUE ST GERMAIN
City	COVINGTON
State	LA
Zip	70433-7224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAISON DU LAC LT39
Legal Subdivision	MAISON DU LAC GARDEN HOMES
Legal Lot Number	39
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	2
Census Block	2003
Census Tract	40401

Owner

773 Rue St is owned and occupied by an individual who bought it in July 2020.

Source: St. Tammany Parish records, as of February 5, 2026

Owner of Record	Individual Name on File
Mailing Address	773 RUE ST GERMAIN, COVINGTON, LA 70433-7224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
Jul 20, 2020	Cash Sale Deed, Transfer STONE TITLE, STONE TITLE INSURANCE OF LA
Feb 1, 2018	Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2020 · Amount on File
Deed Sale	Jul 20, 2020 · Amount on File
Prior Sale	Feb 1, 2018 · Amount on File
Deed Document Number	2215910
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	773 RUE ST GERMAIN, COVINGTON, LA 70433-7224
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002121677
Date	Jul 30, 2018
Instrument	2121677

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	420 Months
Due	Aug 1, 2053

Interest

Rate Type	Fixed Rate

July 2020: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jul 20, 2020
Property Address	773 RUE ST GERMAIN, COVINGTON, LA 70433-7224
Document Number	0002215910
Map Reference	MAP FILE 4809
Instrument Date	Jul 20, 2020
Instrument	2215910
Transaction Type	Transfer
Record Updated	Apr 6, 2023
Title Company	STONE TITLE, STONE TITLE INSURANCE OF LA

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	208 RUE CHRISTE, HOUMA, LA 70360-5973

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	773 RUE ST GERMAIN, COVINGTON, LA 70433-7224

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Feb 1, 2018
Property Address	773 RUE ST GERMAIN, COVINGTON, LA 70433-7224
Document Number	0002096672
Map Reference	MAP 4809
Instrument Date	Jan 30, 2018
Instrument	2096672
Transaction Type	Transfer
Record Updated	Apr 6, 2023
Title Company	CLEAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	773 RUE ST GERMAIN, COVINGTON, LA 70433-7224
Investor	Possibly a Property Investor

Mortgage

Document Number	0002096674
Date	Feb 1, 2018
Instrument	2096674

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 773 Rue St was $2,589 with a homeowner's exemption, down 3.5% from the year before.

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,589.00 (-3.47%) Homeowner's exemption	$28,418 (-) Land $5,500 Building $22,918	$284,180 (-) Land $55,000 Building $229,180
2024	$2,682.00 (-6.88%) Homeowner's exemption	$28,418 (-) Land $5,500 Building $22,918	$284,180 (-) Land $55,000 Building $229,180
2023	$2,880.00 Homeowner's exemption	$28,418 (-) Land $5,500 Building $22,918	$284,180 (-) Land $55,000 Building $229,180
2022	$2,880.00 Homeowner's exemption	$28,418 Land $5,500 Building $22,918	$284,180 Land $55,000 Building $229,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 773 Rue St; there have been 15 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 534 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	534 in force
Nearby Flood Claims	15 (2005–2024)
Claims Outside the SFHA	7 of 15
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Ida, Aug 2021 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 773 Rue St is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 71% of Louisiana
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, REV.

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