773 Main St, Ecru, MS 38841 Property Records

Pontotoc County property record for 773 Main St, Ecru, MS 38841

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,296 sqft · built 1986
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,014 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`099B-30-000-133.01`

Property Details

APN / Parcel Number

Primary APN	`099B-30-000-133.01`
Alternative APN	`18522`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,296 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	18522
Street Address	773 MAIN ST
City	ECRU
State	MS
Zip	38841-7771
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.51 AC PT SE1/4 SE1/4 20025663 11/5/02 20066274 11/28/06 20092937 7/28/09 20104143 11/1/10 20114673 12/20/11 20133257 6/12/13
Jurisdiction	PONTOTOC MS
Township / Civil Division	1
Census Block Group	2
Census Block	2016
Census Tract	950102

Owner

Source: Pontotoc County records, as of October 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	773 MAIN ST, ECRU, MS 38841-7771
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Closed-End Mortgage FIRST CHOICE BANK
Jul 25, 2023	Deed of Trust, Mortgage · Closed-End Mortgage FIRST CHOICE BANK
Jun 20, 2023	Deed of Trust, Mortgage FIRST CHOICE BANK
Aug 24, 2018	Deed of Trust, Mortgage BNA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	773 MAIN ST, ECRU, MS 38841-7771
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	773 MAIN ST, ECRU, MS 38841-7771

Mortgage

Document Number	2025004693
Date	Dec 12, 2025
Instrument	2025004693

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2055

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	773 MAIN ST, ECRU, MS 38841-7771
Transaction Type	Mortgage
Record Updated	Oct 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	773 MAIN ST, ECRU, MS 38841-7771

Mortgage

Document Number	2023003259
Date	Jul 25, 2023
Instrument	2023003259

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 19, 2038

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	773 MAIN ST, ECRU, MS 38841-7771
Transaction Type	Mortgage
Record Updated	Jun 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	773 MAIN ST, ECRU, MS 38841-7771

Mortgage

Document Number	2023002416
Date	Jun 20, 2023
Instrument	2023002416

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jun 13, 2033

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	773 MAIN ST, ECRU, MS 38841-7771
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	773 MAIN ST, ECRU, MS 38841-7771

Mortgage

Document Number	2018003220
Date	Aug 24, 2018
Instrument	2018003220

Lender

Name	BNA BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Municipality	Ecru Town
Unified School District	Pontotoc County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,014.00 (+65.08%) Homeowner's exemption	$13,008 (+65.03%)	$112,940 (+43.38%) Land $5,950 Building $106,990
2023	$1,220.00 Homeowner's exemption	$7,882	$78,771 Land $5,950 Building $72,821

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 50% of Mississippi
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Tombigbee Fiber Fiber	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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