7729 N Cove Rd, Sparrows Point, MD 21219 Property Records

Baltimore County property record for 7729 N Cove Rd, Sparrows Point, MD 21219

Property Summary

Property Type	Exempt (Full or Partial)
Details	2.5 ba · 1,867 sqft · built 1909
Lot Size	0.273 acres (11,883 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (May 2021)
Tax Bill	$5,123 (2024)
Deeds & Mortgages	Jan 2022 Line of Credit May 2021 Sale & Mortgage + 1 more
APN	`15-1501130360`

Property Details

APN / Parcel Number

Primary APN	`15-1501130360`
Alternative APN	`1501130360`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,867 sqft Gross Area
1st Floor Area	952 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,883 sqft (0.273 acres)
Lot Dimensions	240 ft deep x 50 ft wide
View / Lot	Waterfront
Porch	Open Porch
Deck Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1501130360
Street Address	7729 N COVE RD
City	SPARROWS POINT
State	MD
Zip	21219-1917
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	.273 ACRES VETERA LODGE FOREST
Legal Subdivision	LODGE FOREST
Legal Block	1
Legal Lot Number	733
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	1
Census Block	1006
Census Tract	452100

Owner

7729 N Cove Rd is owned and occupied by two individuals who acquired it in January 2025.

Source: Baltimore County records, as of January 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7729 N COVE RD, SPARROWS POINT, MD 21219-1917
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
May 26, 2021	Deed, Transfer · Conventional Mortgage TRUIST BANK
Mar 8, 2019	Deed of Trust, Mortgage · Conventional with PMI EVOLVE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2021 · Amount on File
Deed Sale	May 26, 2021 · Amount on File
Prior Sale	Feb 22, 2016 · Amount on File
Deed Book / Page	44781 / 478
Last Transfer Date	Jan 23, 2025
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	7729 N COVE RD, BALTIMORE, MD 21219-1917
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0462370424
Date	Jan 19, 2022
Book Page	46237/424

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	May 26, 2021
Property Address	7729 N COVE RD, BALTIMORE, MD 21219-1917
Document Number	0447810478
Book / Page	44781 / 478
Map Reference	MB 7 FO 152
Instrument Date	Apr 5, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LAWYERS EXPRESS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	7729 N COVE RD, SPARROWS POINT, MD 21219-1917

Mortgage

Document Number	0044781483
Date	May 26, 2021
Instrument	44781/483

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	7729 N COVE RD, BALTIMORE, MD 21219-1917
Document Number	0413870172
Instrument Date	Mar 8, 2019
Transaction Type	Mortgage
Record Updated	May 16, 2019
Title Company	GOLDSTAR TITLE COMPANY, GOLDSTAR TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7729 N COVE RD SPARROWS POINT MD 212191900, SPARROWS POINT, MD 21219-1900

Mortgage

Document Number	0413870172
Date	May 6, 2019
Book Page	041387/000172

Lender

Name	EVOLVE BK&TR
Type	Bank
Address	MEMPHIS, TN 38119

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 5, 2049

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$420,500	$480,000 Land $219,800 Building $260,200
2024	$5,123.00 (+114.53%)
2023	$2,388.00	$301,500 Land $130,400 Building $171,100	$301,500 Land $130,400 Building $171,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 7729 N Cove Rd; there have been 15 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	15 (2003–2020)
Claims Outside the SFHA	8 of 15
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7729 N Cove Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
Believe Broadband Fixed Wireless	500 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on N Cove Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures