7729 Harbor Ln, Denver, NC 28037 Property Records

Lincoln County property record for 7729 Harbor Ln, Denver, NC 28037

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,032 sqft · built 1957
Lot Size0.657 acres (28,662 sqft)
OwnerIndividual Name on File
Last Sale$487,500 (Nov 2017)
Tax Bill$3,877 (2023)
Deeds & MortgagesJun 2022 Mortgage
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN4615-86-0377

Property Details

APN / Parcel Number

Primary APN4615-86-0377
Alternative APNs
  • 461512860377
  • 168272
  • 34588

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,032 sqft Finished Area
Gross Area720 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Architectural StyleLog Home
Exterior MaterialWood Siding
Construction TypeFrame
Lot Area28,662 sqft (0.657 acres)
Boat AccessBoat Access
Boat House288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number168272
Old Parcel Number461512860377
Street Address7729 HARBOR LN
CityDENVER
StateNC
Zip28037-9426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-SF
Legal DescriptionHINSON LAND RD 1278
Legal Block86
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group3
Census Block3001
Census Tract71203

Owner

Source: Lincoln County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address7723 HARBOR LN, DENVER, NC 28037-9426
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Aug 14, 2017Deed of Trust, Mortgage · Conventional Mortgage
PEOPLES BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 3, 2017 · Amount on Record
Deed SaleNov 3, 2017 · Amount on Record
Prior SaleAug 15, 2017 · Amount on Record
Deed Document Number0002703879
Deed Book / Page2703 / 0879
Record UpdatedJun 7, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address7729 HARBOR LN, DENVER, NC 28037-9426
Transaction TypeMortgage
Record UpdatedJun 27, 2022
Title CompanySILK TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003173109
DateJun 14, 2022
Book Page3173/109
Instrument653637
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address7729 HARBOR LN, DENVER, NC 28037-9426
Document Number2685616
Book / Page002685 / 000616
Instrument DateAug 14, 2017
Transaction TypeMortgage
Record UpdatedAug 22, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8224 BUENA VISTA DR DENVER NC 280377306, DENVER, NC 28037-7306

Mortgage

Document Number2685616
DateAug 15, 2017
Book Page002685/000616
Instrument566689
Lender
NamePEOPLES BK
TypeBank
AddressNEWTON, NC 28658
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 14, 2032

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,877.00$623,161 Land $514,231 Building $108,930$623,161 Land $514,231 Building $108,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN COUNTY WTP
serves 49,693 people · EPA ID NC0155035
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harbor Ln

Nearby Streets

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