Cooke County property record for 7729 FM 678, Gainesville, TX 76240
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,824 sqft · built 1970 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,010 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0109-002-00000 |
| Primary APN | 0109-002-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,824 sqft Living Area |
| Gross Area | 3,437 sqft |
| 1st Floor Area | 2,824 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Slab |
| Porch Area | 564 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0109-002-00000 |
|---|---|
| Street Address | 7729 FM 678 |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-0615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | BANNING J 0109 ACRES 1.0 |
| Legal Subdivision | BANNING J |
| Jurisdiction | COOKE TX |
| Township / Civil Division | CALLISBURG |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Nelson Farmstead listed 2007 · 6 contributing resources · NRIS 07000270 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
7729 FM 678, a rural home, is owned and occupied by an individual who acquired it in October 2025.
Source: Cooke County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7729 FM 678, GAINESVILLE, TX 76240-0615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2025 |
| Deed Sale | Oct 10, 2025 |
| Prior Sale | Oct 10, 2025 |
| Deed Document Number | 20257218 |
| Deed Book / Page | 2739 / 499 |
| Prior Transfer Date | Oct 6, 2025 |
| Prior Transfer Doc | 0000007217 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 7729 FM 678 was $3,010 with exemptions applied, up 316.9% from the year before.
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Unified School District | Callisburg Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,010.00 (+316.9%) Homeowner's exemption Senior Citizen's exemption | $217,385 (+9.95%) Land $29,134 Building $188,251 | $217,385 (+0.99%) Land $29,134 Building $188,251 |
| 2025 | $722.00 (+0.98%) Homeowner's exemption Senior Citizen's exemption | $197,716 | $215,251 Land $27,000 Building $188,251 |
| 2024 | $715.00 | ||
| 2023 | $163,402 | $221,050 Land $22,000 Building $199,050 | |
| 2022 | $1,560.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7729 FM 678 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1990–2011) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Nov 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7729 FM 678 is high, ranking above 77% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 70% of Texas |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| ElektraFi Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 50 / 10 |
May also be available: Element8, Nextlink.
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