77286 Pennino Rd, Covington, LA 70435 Property Records

St. Tammany Parish property record for 77286 Pennino Rd, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	1,839 sqft · built 2006
Lot Size	7.4 acres (322,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$34,000 (Jul 2002)
Tax Bill	$1,716 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2022 Mortgage + 2 more
APN	`107-013-5941`

Property Details

APN / Parcel Number

Primary APN	`107-013-5941`
Alternative APN	`26408`

Interior

Building Area	1,839 sqft Living Area

Exterior

Year Built	Built 2006
Lot Area	322,780 sqft (7.4 acres)
Garage Type	Carport
Carport	Carport
Carport Area	868 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	107-013-5941
Street Address	77286 PENNINO RD
City	COVINGTON
State	LA
Zip	70435-9235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7.41 ACS M/L BEING 6.91 ACS SEC 3 6 11 CB 1114 468 INST NO 1315392 AND .50 AC M/L SEC 3 6 11 INST NO 1464464
Legal Range	11
Legal Township	06
Legal Section	03
Legal Subdivision	PENNINO RD
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	2
Census Block Group	3
Census Block	3014
Census Tract	40205

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	77286 PENNINO RD, COVINGTON, LA 70435-9235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Sep 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHITNEY BANK
Mar 19, 2013	Deed of Trust, Mortgage · Conventional Mortgage STANDARD MORTGAGE CORP
Jan 15, 2009	Deed of Trust, Mortgage · Conventional Mortgage STANDARD MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2002 · Amount on Record
Deed Sale	Jul 30, 2002 · Amount on Record
Deed Document Number	1464464
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	77286 PENNINO RD, COVINGTON, LA 70435-9235
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002263221
Date	Apr 12, 2021
Instrument	2263221

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	77286 PENNINO RD, COVINGTON, LA 70435-9235
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002346910
Date	Sep 22, 2022
Instrument	2346910

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 29, 2047

Interest

Rate Type	Fixed Rate

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	77286 PENNINO RD, COVINGTON, LA 70435-9235
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	UNKNOWN, MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001892908
Date	Mar 19, 2013
Instrument	1892908

Lender

Name	STANDARD MORTGAGE CORP
Type	Mortgage Company
Address	NEW ORLEANS, LA 70139

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2033

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	77286 PENNINO RD, COVINGTON, LA 70435-9235
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	SMC TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001711468
Date	Jan 15, 2009
Instrument	1711468

Lender

Name	STANDARD MORTGAGE CORP
Type	Mortgage Company
Address	NEW ORLEANS, LA 70139

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2039

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,716.00 (-3.76%) Homeowner's exemption	$22,791 (-) Land $1,137 Building $21,654	$227,908 (-) Land $11,366 Building $216,542
2024	$1,783.00 (+18.63%) Homeowner's exemption	$22,791 (+16.6%) Land $1,137 Building $21,654	$227,908 (+16.6%) Land $11,366 Building $216,542
2023	$1,503.00 Homeowner's exemption	$19,546 (-) Land $1,137 Building $18,409	$195,460 (-) Land $11,370 Building $184,090
2022	$1,503.00 Homeowner's exemption	$19,546 Land $1,137 Building $18,409	$195,460 Land $11,370 Building $184,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 169 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	169 in force
Nearby Flood Claims	50 (2015–2021)
Claims Outside the SFHA	13 of 50
Most Recent Claim	Aug 2021 · Hurricane Ida
Claims by Event	Hurricane Ida, Aug 2021 · 7 claims Severe Storms And Flooding, Mar 2016 · 42 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 92% of Louisiana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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