77285 McDole Rd, Cottage Grove, OR 97424 Property Records

Lane County property record for 77285 McDole Rd, Cottage Grove, OR 97424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,856 sqft · built 1970
Lot Size	1 acres (43,560 sqft)
Owner	Trust Name on File
Tax Bill	$3,440 (2025)
Deeds & Mortgages	Dec 2022 Transfer Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-03-07-00-00302-000`

Property Details

APN / Parcel Number

Primary APN	`21-03-07-00-00302-000`
Alternative APN	`0978120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,856 sqft Finished Area
1st Floor Area	1,856 sqft

Exterior

Year Built	Built 1970
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	660 sqft
Driveway	Driveway
Driveway Area	2,880 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	0978120
Street Address	77285 MCDOLE RD
City	COTTAGE GROVE
State	OR
Zip	97424-9355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F2-IMPACTED FOREST
Legal Description	SEC/TWN/RNG/MER:SEC 07 TWN 21 RNG 03
Legal Range	03W
Legal Township	21S
Legal Section	07
Legal Lot Number	302
Jurisdiction	LANE OR
Township / Civil Division	COTTAGE GROVE
Census Block Group	1
Census Block	1016
Census Tract	1400

Owner

77285 McDole Rd is owner-occupied and held in a trust since December 2022.

Source: Lane County records, as of October 27, 2025

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	77285 MCDOLE RD, COTTAGE GROVE, OR 97424-9355
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Intrafamily Transfer, Transfer
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 9, 2018	Deed of Trust, Mortgage · Line of Credit NORTHWEST COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 15, 2022
Transfer Doc	0000049520
Record Updated	Jun 8, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANE OR
Recording Date	Dec 15, 2022
Property Address	77285 MCDOLE RD, COTTAGE GROVE, OR 97424-9355
Document Number	0000049520
Instrument Date	Dec 9, 2022
Instrument	2022-049520
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	77285 MCDOLE RD, COTTAGE GROVE, OR 97424-9355

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	77285 MCDOLE RD, COTTAGE GROVE, OR 97424-9355
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77285 MCDOLE RD, COTTAGE GROVE, OR 97424-9355

Mortgage

Document Number	0000071178
Date	Nov 12, 2021
Instrument	2021-071178

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	77285 MCDOLE RD, COTTAGE GROVE, OR 97424-9355
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031838
Date	Jul 9, 2018
Instrument	2018-031838

Lender

Name	NORTHWEST COMMUNITY CU
Type	Credit Union
Address	COTTAGE GROVE, OR 97424

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 77285 McDole Rd was $3,440.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Unified School District	South Lane School District 45J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,440.00	$303,912	$477,043 Land $156,818 Building $320,225
2023	$3,294.00 (+4.57%)	$286,467 (+3%)	$443,675 (+1.51%) Land $139,125 Building $304,550
2022	$3,150.00	$278,124	$437,075 Land $139,125 Building $297,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 77285 McDole Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	6 (1996–2025)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2025 · rainfall accumulation
Claims by Event	Flooding, Land, Mud Slides, High Winds,severe Storms, Nov 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 77285 McDole Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 86% of Oregon
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DFN Fiber	2,500 / 2,500
Starlink Satellite	280 / 30

May also be available: Hunter Communications, Spectrum.

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