7728 Marker Rd, Middletown, MD 21769 Property Records

Frederick County property record for 7728 Marker Rd, Middletown, MD 21769

Property Summary

Property Type	Rural Home
Details	4.5 ba · 4,414 sqft · built 2003
Lot Size	20.3 acres (886,010 sqft)
Owner	2 Individual Names on Record
Last Sale	$680,000 (Nov 2015)
Tax Bill	$7,278 (2024)
Deeds & Mortgages	Sep 2022 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-161498`

Property Details

APN / Parcel Number

Primary APN	`03-161498`
Alternative APNs	`3161498` `161498`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,414 sqft Living Area
Gross Area	5,374 sqft
1st Floor Area	2,906 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Stone
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	886,010 sqft (20.3 acres)
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	640 sqft
Porch	Open Porch
Porch Area	336 sqft
Deck Area	329 sqft
Shed	1 Shed
Shed Area	540 sqft
Stable	5,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	161498
Street Address	7728 MARKER RD
City	MIDDLETOWN
State	MD
Zip	21769-8231
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A
Legal Description	LOT 101 SECTION 11 20.34 ACRES WOODCREST SOUTH
Legal Subdivision	WOODCREST SOUTH
Legal Lot Number	101
Jurisdiction	FREDERICK MD
Township / Civil Division	3, MIDDLETOWN
Census Block Group	2
Census Block	2004
Census Tract	752501

Owner

Source: Frederick County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7728 MARKER RD, MIDDLETOWN, MD 21769-8231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Deed of Trust, Mortgage · Line of Credit UNITED TRUST BANK
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2015 · Amount on Record
Deed Sale	Nov 10, 2015 · Amount on Record
Deed Book / Page	10849 / 115
Prior Transfer Date	Aug 24, 2011
Prior Transfer Doc	0084970032
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7728 MARKER RD, MIDDLETOWN, MD 21769-8231
Transaction Type	Mortgage
Record Updated	Sep 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7728 MARKER RD, MIDDLETOWN, MD 21769-8231

Mortgage

Document Number	0161310120
Date	Sep 13, 2022
Book Page	16131/120

Lender

Name	UNITED TRUST BANK
Type	Bank
Address	PALOS HEIGHTS, IL 60463

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7728 MARKER RD, MIDDLETOWN, MD 21769-8231
Transaction Type	Mortgage
Record Updated	Sep 10, 2021
Title Company	LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE SETMNTS LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7728 MARKER RD, MIDDLETOWN, MD 21769-8231

Mortgage

Document Number	0152490490
Date	Sep 1, 2021
Book Page	15249/490

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7728 MARKER RD, MIDDLETOWN, MD 21769-8231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0137520261
Date	May 22, 2020
Book Page	13752/261

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$831,233 (+29.74%)	$926,500 (+44.61%) Land $149,600 Building $776,900
2024	$7,278.00 (+6.68%)
2023	$6,822.00 Homeowner's exemption	$640,700 Land $105,600 Building $535,100	$640,700 Land $105,600 Building $535,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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