7728 E Lane Dr, Charlotte, NC 28212 Property Records

Mecklenburg County property record for 7728 E Lane Dr, Charlotte, NC 28212

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,660 sqft · built 2015
Lot Size0.313 acres (13,660 sqft)
OwnerIndividual Name on File
Last Sale$157,000 (Oct 2015)
Tax Bill$3,354 (2023)
Deeds & MortgagesJul 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN165-121-12

Property Details

APN / Parcel Number

Primary APN165-121-12

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,660 sqft Heated Area
Gross Area2,174 sqft
1st Floor Area700 sqft
Upper Floors Area960 sqft

Exterior

Year BuiltBuilt 2015
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area13,660 sqft (0.313 acres)
Garage Area400 sqft
PorchPorch
Porch Area50 sqft
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number165-121-12
Street Address7728 E LANE DR
CityCHARLOTTE
StateNC
Zip28212-6413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL115&116;L115A&116A B2 M6-941
Legal Block2
Legal Lot Number111 116
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2000
Census Tract1920

Owner

7728 E Lane Dr is owned and occupied by an individual who bought it in October 2015.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Mailing Address7728 E LANE DR, CHARLOTTE, NC 28212-6413
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 12, 2015 · Amount on File
Deed SaleOct 12, 2015 · Amount on File
Prior SaleAug 13, 2014 · Amount on File
Deed Document Number0030341812
Deed Book / Page30341 / 812
Record UpdatedJun 7, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address7728 E LANE DR, CHARLOTTE, NC 28212-6413
Transaction TypeMortgage
Record UpdatedJul 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address7728 E LANE DR, CHARLOTTE, NC 28212-6413

Mortgage

Document Number0000068700
DateJul 20, 2023
Book Page38260/925
Instrument2023068700
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term268 Months
DueNov 1, 2045

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 7728 E Lane Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7728 E Lane Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Google Fiber.

Nearby Properties on E Lane Dr

Nearby Streets

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