St. Louis County property record for 7728 Benmore St, Saint Louis, MO 63123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,780 sqft · built 1947 |
| Lot Size | 0.155 acres (6,752 sqft) |
| Owner | Individual Name on File |
| Last Sale | $118,000 (May 2017) |
| Tax Bill | $2,506 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jun 2026 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24H-11-1142 |
| Primary APN | 24H-11-1142 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,780 sqft Living Area |
| Gross Area | 1,796 sqft |
| 1st Floor Area | 820 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 6,752 sqft (0.155 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Garage Area | 480 sqft |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 16 sqft |
| Patio Area | 216 sqft |
| Canopy | 72 sqft |
| Poultry House | 24 sqft |
| Utility Building | 25 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 7728 BENMORE ST |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63123-3814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LAKEWOOD LOT 6 |
| Legal Subdivision | LAKEWOOD |
| Legal Block | 5 |
| Legal Lot Number | 6 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | GRAVOIS |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 219802 |
7728 Benmore St is owned and occupied by an individual who bought it in May 2017.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7728 BENMORE ST, SAINT LOUIS, MO 63123-3814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2026 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE |
| Jun 2, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 5, 2025 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Aug 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 30, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 17, 2017 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage GERSHMAN MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2017 · Amount on File |
| Deed Sale | May 17, 2017 · Amount on File |
| Prior Sale | Dec 29, 2016 · Amount on File |
| Deed Document Number | 2017862 |
| Deed Book / Page | 22528 / 3747 |
| Prior Transfer Date | Jan 13, 2016 |
| Prior Transfer Doc | 0218442908 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 28, 2026 |
| Property Address | 7728 BENMORE ST, SAINT LOUIS, MO 63123-3814 |
| Document Number | 0000000388 |
| Instrument Date | Aug 20, 2026 |
| Instrument | 2026388 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7728 BENMORE ST, SAINT LOUIS, MO 63123-3814 |
| Document Number | 0000000388, |
|---|---|
| Date | Aug 28, 2026 |
| Instrument | 2026388 |
| Name | GUARANTEED RATE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 15, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jun 2, 2026 |
| Property Address | 7728 BENMORE ST, SAINT LOUIS, MO 63123-3814 |
| Document Number | 0000000463 |
| Instrument Date | May 28, 2026 |
| Instrument | 2026463 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7728 BENMORE ST, SAINT LOUIS, MO 63123-3814 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 7728 BENMORE ST, SAINT LOUIS, MO 63123-3814 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7728 BENMORE ST, SAINT LOUIS, MO 63123-3814 |
| Document Number | 2025120500184 |
|---|---|
| Date | Dec 5, 2025 |
| Instrument | 2025120500184 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 13, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 7728 BENMORE ST, SAINT LOUIS, MO 63123-3814 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 7728 BENMORE ST, SAINT LOUIS, MO 63123-3814 |
| Document Number | 0250445433 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 25044/5433 |
| Instrument | 2021081100830 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 7728 BENMORE ST, SAINT LOUIS, MO 63123-3814 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 7728 BENMORE ST, SAINT LOUIS, MO 63123-3814 |
| Document Number | 0244682238 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 24468/2238 |
| Instrument | 2020113000334 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CHESTERFIELD, MO 63005 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 320 Months |
| Due | Jul 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | May 17, 2017 |
| Property Address | 7728 BENMORE ST, SAINT LOUIS, MO 63123-3814 |
| Document Number | 0225283747 |
| Book / Page | 022528 / 003747 |
| Instrument Date | May 15, 2017 |
| Instrument | 862 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 3, 2017 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7728 BENMORE ST ST LOUIS MO 631233814, ST LOUIS, MO 63123-3814 |
| Document Number | 225283750 |
|---|---|
| Date | May 17, 2017 |
| Book Page | 022528/003750 |
| Instrument | 863 |
| Name | GERSHMAN MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 16, 2047 |
The 2025 property tax bill for 7728 Benmore St was $2,506, down 4.8% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Bayless School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $37,360 (-) Land $13,780 Building $23,580 | $196,600 (-) Land $72,500 Building $124,100 | |
| 2025 | $2,506.00 (-4.82%) | $37,360 Land $13,780 Building $23,580 | $196,600 Land $72,500 Building $124,100 |
| 2024 | $2,633.00 (+1.62%) | ||
| 2023 | $2,591.00 (+10.87%) | $36,480 (+21.36%) Land $7,870 Building $28,610 | $192,000 Land $41,400 Building $150,600 |
| 2022 | $2,337.00 | $30,060 Land $7,870 Building $22,190 | |
| 2021 | $158,200 Land $41,400 Building $116,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7728 Benmore St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 7728 Benmore St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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