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  5. 48th Loop SE

7728 48th Loop SE, Lacey, WA 98503 Property Records

Thurston County property record for 7728 48th Loop SE, Lacey, WA 98503

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,304 sqft · built 1998
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Last Sale$497,000 (Feb 2024)
Tax Bill$10 (2026)
Deeds & MortgagesFeb 2026 Mortgage
Feb 2024 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN8404-00-05000

Property Details

APN / Parcel Number

Primary APN8404-00-05000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,304 sqft Finished Area
1st Floor Area1,240 sqft
2nd Floor Area1,064 sqft
Upper Floors Area1,064 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Architectural StyleSplit Level
Exterior MaterialWood
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,663 sqft (0.13 acres)
Garage TypeBuilt-in
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area110 sqft
Patio Area110 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address7728 48TH LOOP SE
CityLACEY
StateWA
Zip98503-4605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 35 TOWNSHIP 18 RANGE 1W QUARTER SE NW PLAT WILLOWS CROSSING LT 50 DOCUMENT 3090015
Legal Range01W
Legal Township18N
Legal Section35
Legal QuarterSE
Legal SubdivisionWILLOWS CROSSING
Legal Lot Number50
JurisdictionTHURSTON WA
Township / Civil DivisionOLYMPIA
Census Block Group1
Census Block1009
Census Tract11628

Owner

Source: Thurston County records · APN 8404-00-05000

Assessment roll updated January 1, 2026 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 03, 2026Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Feb 29, 2024Warranty Deed, Transfer · Conventional Mortgage
USAA FSB
Oct 13, 2020Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Dec 10, 2019Warranty Deed, Transfer · VA Mortgage
MCLAUGHLIN LNDG SVCS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 29, 2024 · Amount on Record
Deed SaleFeb 29, 2024 · Amount on Record
Prior SaleDec 10, 2019 · Amount on Record
Deed Document Number5007094
Record UpdatedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTHURSTON WA
Property Address7728 48TH LOOP SE, LACEY, WA 98503-4605
Transaction TypeMortgage
Record UpdatedFeb 11, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7728 48TH LOOP SE, LACEY, WA 98503-4605

Mortgage

Document Number0005088019
DateFeb 03, 2026
Instrument5088019
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2056

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTHURSTON WA
Recording DateFeb 29, 2024
Property Address7728 48TH LOOP SE, OLYMPIA, WA 98503-4605
Document Number0005007094
Map ReferenceAF 3090015
Instrument DateFeb 23, 2024
Instrument5007094
Transaction TypeTransfer
Record UpdatedApr 09, 2024
Title CompanyTITLE FORWARD, TITLE FOWARD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$7,952.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005007095
DateFeb 29, 2024
Instrument5007095
Lender
NameUSAA FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTHURSTON WA
Property Address7728 48TH LOOP SE, OLYMPIA, WA 98503-4605
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004790673
DateOct 13, 2020
Instrument4790673
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89052
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2050

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTHURSTON WA
Recording DateDec 10, 2019
Property Address7728 48TH LOOP SE, OLYMPIA, WA 98503-4605
Document Number0004724777
Instrument DateDec 03, 2019
Instrument4724777
Transaction TypeTransfer
Record UpdatedJan 13, 2020
Title CompanyCHICAGO TITLE LACEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$6,452.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address7728 48TH LOOP SE LACEY WA 985034605, LACEY, WA 98503-4605

Mortgage

Document Number4724778
DateDec 10, 2019
Instrument4724778
Lender
NameMCLAUGHLIN LNDG SVCS
AddressLACEY, WA 98516
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 09, 2049

Tax Assessment & Valuation

Source: Thurston County records · Assessment roll updated January 1, 2026 · Last verified March 2026

Property Jurisdictions

TypeName
StateWashington
CountyThurston County
MunicipalityLacey City
Unified School DistrictNorth Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$10.00 (-99.78%)
2025$528,700 (+12.71%) Land $138,000 Building $390,700$528,700 (+12.71%) Land $138,000 Building $390,700
2023$4,464.00
2022$469,100 Land $69,800 Building $399,300$469,100 Land $69,800 Building $399,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Lumen Technologies
DSL · Fiber in parts of the area		140 / 20

Based on FCC filings for 299 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLACEY WATER DEPARTMENT
serves 105,178 people
Water SourceGroundwater
Last State InspectionAug 2022

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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