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7726 Cedar Tree Ln, Charlotte, NC 28227 Property Records

Mecklenburg County property record for 7726 Cedar Tree Ln, Charlotte, NC 28227

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,712 sqft · built 1979
Lot Size0.25 acres (10,890 sqft)
OwnerCompany Name on Record
Last Sale$315,000 (Nov 2021)
Tax Bill$3,011 (2024)
Deeds & MortgagesNov 2021 Sale
Jul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN135-081-17

Property Details

APN / Parcel Number

Primary APN135-081-17

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,712 sqft Living Area
1st Floor Area912 sqft
Upper Floors Area800 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2005
Exterior MaterialOther
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Garage Area900 sqft

Exterior Amenities

PorchFinished/Screened Porch
Porch Area308 sqft
Deck Area248 sqft
Patio Area292 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address7726 CEDAR TREE LN
CityCHARLOTTE
StateNC
Zip28227-1249
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL49 B2 M18-271
Legal SubdivisionCHESTNUT LAKE
Legal Block2
Legal Lot Number49
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group3
Census Block3004
Census Tract1911

Owner

Source: Mecklenburg County records, as of April 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address199 LAFAYETTE ST, 7, NEW YORK, NY 10012-4279
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2021Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Jul 23, 2021Warranty Deed, Transfer · Commercial Mortgage
LENDINGONE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 10, 2021 · Amount on Record
Deed SaleNov 10, 2021 · Amount on Record
Prior SaleJul 23, 2021 · Amount on Record
Deed Document Number2021215115
Deed Book / Page36750 / 390
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateNov 10, 2021
Property Address7726 CEDAR TREE LN, CHARLOTTE, NC 28227-1249
Document Number0000215115
Book / Page36750 / 390
Map ReferenceMB 18 PG 271
Instrument DateNov 10, 2021
Instrument2021215115
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$630.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9234 BRECHIN DR, CHARLOTTE, NC 28277-5531

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 HUDSON YARDS, NEW YORK, NY 10001-2170
InvestorPossibly a Property Investor

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJul 23, 2021
Property Address7726 CEDAR TREE LN, CHARLOTTE, NC 28227-1249
Document Number0000142972
Book / Page36333 / 964
Map ReferenceMB 18 PG 271
Instrument DateJul 23, 2021
Instrument2021142972
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyINVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$442.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7726 CEDAR TREE LN, CHARLOTTE, NC 28227-1249

Transferred To (Grantee/Buyer)

NameVerified Name
Address7726 CEDAR TREE LN, CHARLOTTE, NC 28227-1249
InvestorPossibly a Property Investor

Mortgage

Document Number0000142973
DateJul 23, 2021
Instrument2021142973
Lender
NameLENDINGONE LLC
TypeLending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term13 Months
DueAug 1, 2022

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$377,400 Land $55,000 Building $322,400$377,400 Land $55,000 Building $322,400
2024$3,011.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1999)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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