7725 Silversmith Dr, Cumming, GA 30028 Property Records

Forsyth County property record for 7725 Silversmith Dr, Cumming, GA 30028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,362 sqft · built 1991
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (May 2026)
Tax Bill	$3,348 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`185-000-121`

Property Details

APN / Parcel Number

Primary APN	`185-000-121`
Alternative APNs	`000000074330` `0000175785` `185 121`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,362 sqft Living Area
1st Floor Area	1,362 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,572 sqft (0.61 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	266 sqft
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000175785
Street Address	7725 SILVERSMITH DR
City	CUMMING
State	GA
Zip	30028-5552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2R
Legal Description	3-1 33 LT 89 PH I SILVERS MITH OFF 185-31----1991
Legal Subdivision	SILVERSMITH
Legal Phase	1
Legal Block	2
Legal Lot Number	89
Jurisdiction	FORSYTH GA
Township / Civil Division	SILVER CITY
Census Block Group	2
Census Block	2001
Census Tract	130203

Owner

7725 Silversmith Dr is owned and occupied by an individual who bought it in May 2026.

Source: Forsyth County records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	7725 SILVERSMITH DR, CUMMING, GA 30028-5552
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Special Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE
Jun 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage SOUTHEAST MTG/GA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2026 · Amount on File
Deed Sale	May 22, 2026 · Amount on File
Prior Sale	Jun 28, 2012 · Amount on File
Deed Book / Page	11864 / 328
Record Updated	Oct 29, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FORSYTH GA
Recording Date	May 22, 2026
Property Address	7725 SILVERSMITH DR, CUMMING, GA 30028-5552
Document Number	1186000328
Book / Page	11864 / 328
Instrument Date	May 15, 2026
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7725 SILVERSMITH DR, CUMMING, GA 30028-5552

Mortgage

Document Number	1186000329,
Date	May 22, 2026
Book Page	11864/329

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	7725 SILVERSMITH DR, CUMMING, GA 30028-5552
Transaction Type	Mortgage
Record Updated	Jul 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7725 SILVERSMITH DR, CUMMING, GA 30028-5552

Mortgage

Document Number	0101700000000573
Date	Jun 1, 2021
Book Page	0000010170/0000000573

Lender

Name	AMERISAVE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	7725 SILVERSMITH DR, CUMMING, GA 30028-5552
Document Number	0082500725
Book / Page	008250 / 000725
Instrument Date	Jun 23, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7725 SILVERSMITH DR CUMMING GA 300285552, CUMMING, GA 30028-5552

Mortgage

Document Number	0082500725
Date	Jul 7, 2017
Book Page	008250/000725

Lender

Name	SOUTHEAST MTG/GA
Type	Mortgage Company
Address	DULUTH, GA 30096

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7725 Silversmith Dr was $3,348, up 3.5% from the year before.

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,348.00 (+3.49%)	$136,556 Land $36,000 Building $100,556	$341,390 Land $90,000 Building $251,390
2024	$3,235.00 (+1.38%)
2023	$3,191.00 (+16.04%)	$129,652 (+62.24%) Land $26,000 Building $103,652	$324,130 (+62.24%) Land $65,000 Building $259,130
2022	$2,750.00	$79,916 Land $16,000 Building $63,916	$199,790 Land $40,000 Building $159,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7725 Silversmith Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7725 Silversmith Dr is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050
Water Source	Surface water
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Windstream.

Cell Coverage

5G and 4G LTE (outdoors only)

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