7724 Moonridge Pl, La Jolla, CA 92037 Property Records

San Diego County property record for 7724 Moonridge Pl, La Jolla, CA 92037

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 4,771 sqft · built 1990
Lot Size	0.484 acres (21,072 sqft)
Owner	Company Name on File
Last Sale	$638,600 (May 1984)
Tax Bill	$22,529 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`346-650-04-00`

Property Details

APN / Parcel Number

Primary APN	`346-650-04-00`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,771 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	21,072 sqft (0.484 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7724 MOONRIDGE PL
City	LA JOLLA
State	CA
Zip	92037-3534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LJSPD-SF
Legal Description	LOT 66 TR 005676
Legal Subdivision	AZURE COAST
Legal Tract	005676
Legal Block	2
Legal Lot Number	66
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2011
Census Tract	8313

Owner

7724 Moonridge Pl is owned by a company that acquired it in September 1998 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	7724 MOONRIDGE PL, LA JOLLA, CA 92037-3534
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 1984 · Amount on File
Deed Sale	May 31, 1984 · Amount on File
Deed Document Number	1984202229
Last Transfer Date	Sep 30, 1998
Transfer Doc	0000632786
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 24, 2026
Property Address	7724 MOONRIDGE PL, LA JOLLA, CA 92037-3534
Document Number	0000115301
Instrument Date	Apr 16, 2026
Instrument	2026115301
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	7724 MOONRIDGE PL, LA JOLLA, CA 92037-3534

Mortgage

Document Number	0000115301,
Date	Apr 24, 2026
Instrument	2026115301

Lender

Name	WESCOM CENTRAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 25, 2056

Interest

Rate	6.22%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 7724 Moonridge Pl was $22,529 with a homeowner's exemption, up 6.4% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,798,221 (+2%) Land $686,824 Building $1,111,397
2025	$22,529.00 (+6.4%) Homeowner's exemption	$1,762,962 Land $673,357 Building $1,089,605
2024	$21,174.00 (+2.26%)
2023	$20,707.00 (+2.74%) Homeowner's exemption	$1,694,506 Land $647,210 Building $1,047,296
2022	$20,154.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7724 Moonridge Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7724 Moonridge Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20