7724 Elrod Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 7724 Elrod Rd, Milton, FL 32583

Property Summary

Property Type	Commercial Vacant Land
Details	2 bd · 1 ba · 768 sqft · built 1977
Lot Size	1.01 acres (44,083 sqft)
Owner	2 Individual Names on Record
Last Sale	$224,000 (Jan 2026)
Tax Bill	$216 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`36-2N-28-0000-00105-0000`

Property Details

APN / Parcel Number

Primary APN	`36-2N-28-0000-00105-0000`
Alternative APN	`N282360000001050000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Living Area
Gross Area	816 sqft
1st Floor Area	768 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Frame Wood
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	44,083 sqft (1.01 acres)
Lot Dimensions	210 ft deep x 210 ft wide
Garage Type	Carport
Carport	Carport
Porch	Screened Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Convection

Location & Zoning

Street Address	7724 ELROD RD
City	MILTON
State	FL
Zip	32583-8688
Property Category	Commercial
Property Type	Vacant Land > Commercial
Local Zoning Code	R1M
Legal Description	DESCRIPTION UPDATE FOR 2021 COMMENCING AT THE SOUTHWEST CORNER OF LOT 1 SECTION 36 TOWNSHIP 2 NORTH RANGE 28 WEST THENCE RUN NORTH 765.6 FEET THENCE RUN EAST 354.47 FEET TO A CONCRETE MONUMENT FOR THE POINT OF BEGINNING THENCE RUN NORTH 210 FEET TH
Legal Range	28W
Legal Township	2N
Legal Section	36
Legal Lot Number	1
Jurisdiction	SANTA ROSA FL
Township / Civil Division	EAST MILTON
Census Block Group	2
Census Block	2003
Census Tract	10809

Owner

Source: Santa Rosa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7724 ELROD RD, MILTON, FL 32583-8688
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · Commercial Mortgage SANTA ROSA COUNTY
Jan 6, 2026	Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC
Aug 9, 2022	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Apr 23, 2021	Warranty Deed, Transfer WEST FLORIDA TITLE, WEST FL TTL CO OF MILTON INC
Oct 7, 2020	Warranty Deed, Transfer NOT AVAILABLE
Oct 4, 2019	Warranty Deed, Transfer WEST FLORIDA TITLE, WEST FLORIDA TITLE CO/MILTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2026 · Amount on Record
Deed Sale	Jan 6, 2026 · Amount on Record
Prior Sale	Aug 9, 2022 · Amount on Record
Deed Document Number	2026614
Deed Book / Page	4696 / 291
Prior Transfer Date	Apr 13, 2015
Prior Transfer Doc	0034201967
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7724 ELROD RD, MILTON, FL 32583-8688
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4260 HIGHWAY 90 42, 42, PACE, FL 32571-2045

Mortgage

Document Number	0046960310
Date	Jan 6, 2026
Book Page	4696/310
Instrument	202600616

Lender

Name	SANTA ROSA COUNTY
Type	Government Agency
Address	MILTON, FL 32583

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 6, 2026
Property Address	7724 ELROD RD, MILTON, FL 32583-8688
Document Number	0046960291
Book / Page	4696 / 291
Instrument Date	Jan 5, 2026
Instrument	202600614
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,568.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1510 AUNORT BLVD #44, 44, PENSACOLA, FL 32504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7724 ELROD RD, MILTON, FL 32583-8688

Mortgage

Document Number	0046960296
Date	Jan 6, 2026
Book Page	4696/296
Instrument	202600615

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 9, 2022
Property Address	7724 ELROD RD, MILTON, FL 32583-8688
Document Number	0043140657
Book / Page	4314 / 657
Instrument Date	Aug 8, 2022
Instrument	202246479
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	WEST FLORIDA TITLE, WEST FL TTL CO OF MILTON INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 488, BAGDAD, FL 32530-0488

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7724 ELROD RD, MILTON, FL 32583-8688

Mortgage

Document Number	0004314659
Date	Aug 9, 2022
Instrument	4314/659

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 23, 2021
Property Address	7724 ELROD RD, MILTON, FL 32583-8688
Document Number	0041080114
Book / Page	4108 / 114
Instrument Date	Apr 21, 2021
Instrument	202126882
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	WEST FLORIDA TITLE, WEST FL TTL CO OF MILTON INC

Transaction

Amount	Amount Recorded
Tax	$196.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6409 HIGHWAY 90, MILTON, FL 32570-4575

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4888, BAGDAD, FL 32530
Investor	Possibly a Property Investor

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 7, 2020
Property Address	7724 ELROD RD, MILTON, FL 32583-8688
Document Number	0040111953
Book / Page	004011 / 001953
Instrument Date	Oct 7, 2020
Instrument	51696
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6460 HIGHWAY 90 MILTON FL 32570, MILTON, FL 32570

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 4, 2019
Property Address	7724 ELROD RD, MILTON, FL 32583-8688
Document Number	0038770877
Book / Page	003877 / 000877
Instrument Date	Sep 23, 2019
Instrument	44739
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	WEST FLORIDA TITLE, WEST FLORIDA TITLE CO/MILTON

Transaction

Amount	Amount Recorded
Tax	$87.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5737 TRULUCK AVE MILTON FL 325708260, MILTON, FL 32570-8260

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$216.00 (+16.13%)	$18,217 (+2%) Land $18,216 Building $1	$18,217 (+2%) Land $18,216 Building $1
2024	$186.00 (-1.59%)	$15,181 (-) Land $15,180 Building $1	$15,181 (-) Land $15,180 Building $1
2023	$189.00 (+26.85%)	$15,181 (+30.43%) Land $15,180 Building $1	$15,181 (+30.43%) Land $15,180 Building $1
2022	$149.00	$11,639	$11,639 Land $11,638 Building $1

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 98 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	98 in force
Nearby Flood Claims	236 (1978–2020)
Claims Outside the SFHA	11 of 236
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 42 claims Hurricane Frances, Sep 2004 · 73 claims Hurricane Opal, Oct 1995 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MILTON WATER SYSTEM public/private · serves 17,292 people · EPA ID FL1570232
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Verizon.

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