Frederick County property record for 7720 McKaig Rd, Frederick, MD 21701 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1971 |
| Square Footage | 1,660 sqft Living Area |
| Lot Size | 20,037 sqft (0.46 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $235,000 (2014) |
| Tax Bill | $3,159.00 (2025) |
Source: Frederick County records · APN 13-296154
Assessment roll updated August 4, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7720 MCKAIG RD, FREDERICK, MD 21701-3316 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 02, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage AMERICAS TITLE |
| Apr 20, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NONE LISTED ON DOCUMENT |
| Aug 23, 2022 | Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage NATIONS RELIABLE LENDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 13, 2014 · Amount on Record |
| Deed Sale | Jun 13, 2014 · Amount on Record |
| Deed Book / Page | 10083 / 345 |
| Last Transfer Date | May 03, 2022 |
| Transfer Doc | 0160980051 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 02, 2026 |
| Property Address | 7720 MCKAIG RD, FREDERICK, MD 21701-3316 |
| Document Number | 1789000201 |
| Book / Page | 17891 / 201 |
| Instrument Date | May 22, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | AMERICAS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 7720 MCKAIG RD, FREDERICK, MD 21701-3316 |
| Document Number | 1789000201, |
|---|---|
| Date | Jun 02, 2026 |
| Book Page | 17891/201 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 20, 2026 |
| Property Address | 7720 MCKAIG RD, FREDERICK, MD 21701-3316 |
| Document Number | 1782000242 |
| Book / Page | 17824 / 242 |
| Instrument Date | Sep 17, 2025 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 7720 MCKAIG RD, FREDERICK, MD 21701-3316 |
| Document Number | 1782000242, |
|---|---|
| Date | Apr 20, 2026 |
| Book Page | 17824/242 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 23, 2022 |
| Property Address | 7720 MCKAIG RD, FREDERICK, MD 21701-3316 |
| Document Number | 0160980051 |
| Book / Page | 16098 / 51 |
| Map Reference | MB 4 FO 149 |
| Instrument Date | May 03, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 05, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 7720 MCKAIG RD, FREDERICK, MD 21701-3316 |
| Document Number | 0001609855 |
|---|---|
| Date | Aug 23, 2022 |
| Instrument | 16098/55 |
| Name | NATIONS RELIABLE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 01, 2052 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,159.00 (+6.15%) Homeowner's exemption | $282,200 (+20.56%) Land $134,500 Building $147,700 | $282,200 (-) Land $134,500 Building $147,700 |
| 2024 | $2,976.00 (+8.45%) | ||
| 2023 | $2,744.00 Homeowner's exemption | $234,067 | $282,200 Land $134,500 Building $147,700 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
| Primary APN | 13-296154 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,660 sqft Living Area |
| 1st Floor | 960 sqft 1st Floor |
| Basement Area | 700 sqft Basement |
| Finished Basement | 700 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Conventional Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 20,037 sqft (0.46 acres) |
| Depth X Width | 200 ft x 100 ft Depth x Width |
| Patio Area | 604 sqft Patio |
| Porch | Open Porch |
| Porch Area | 72 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Sewage | Sewage Connected |
| Account Number | 296154 |
|---|---|
| Street Address | 7720 MCKAIG RD |
| City | FREDERICK |
| State | MD |
| Zip | 21701-3316 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT #5, 100 X 200 W/S MCKAIG RD. ETZLER ESTATES |
| Legal Subdivision | ETZLER ESTATES |
| Legal Lot Number | 5 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 13, MOUNT PLEASANT |
| Census Blockgroup | 1 |
| Census Block | 1016 |
| Census Tract | 751701 |
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