7720 Girsch Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 7720 Girsch Rd, Waterloo, IA 50701

Property Summary

Property TypeRural Home
Details6 bd · 2 ba · 2,840 sqft · built 1977
Lot Size39 acres (1,698,840 sqft)
OwnerCompany Name on Record
Flood ZoneZone AE (high risk)
APN8812-28-476-001

Property Details

APN / Parcel Number

Primary APN8812-28-476-001

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area2,840 sqft Living Area
1st Floor Area1,560 sqft
Basement Area1,560 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,698,840 sqft (39 acres)
Garage TypeMixed
Garage Area1,776 sqft
Parking Spaces7 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area30 sqft
Deck Area290 sqft
Patio Area290 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address7720 GIRSCH RD
CityWATERLOO
StateIA
Zip50701-9113
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionSE SE EXC E 33 FT SEC 28 T 88 R 12
Legal Range12W
Legal Township88N
Legal Section28
JurisdictionBLACK HAWK IA
Township / Civil DivisionCEDAR
Census Block Group1
Census Block1011
Census Tract2902

Owner

Source: Black Hawk County records, as of January 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address7720 GIRSCH RD, WATERLOO, IA 50701-9113
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 19, 2020
Transfer Doc0000012636
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$405,240 (+8.43%) Land $64,430 Building $340,810$405,240 (+8.43%) Land $64,430 Building $340,810
2023$373,720 Land $50,230 Building $323,490$373,720 Land $50,230 Building $323,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims21 (1993–2016)
Claims Outside the SFHA3 of 21
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 6 claims
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
GigFire
Fixed Wireless
150 / 130

May also be available: Alpine Communications.

Nearby Properties on Girsch Rd

Nearby Streets

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