7720 E Saphire Ln, Spokane, WA 99212 Property Records

Spokane County property record for 7720 E Saphire Ln, Spokane, WA 99212

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,297 sqft · built 2018
Lot Size	0.396 acres (17,233 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (Jan 2019)
Tax Bill	$6,288 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46313.2310`

Property Details

APN / Parcel Number

Primary APN	`46313.2310`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,297 sqft Living Area
Gross Area	4,030 sqft
1st Floor Area	1,209 sqft
2nd Floor Area	1,088 sqft
Basement Area	1,125 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,233 sqft (0.396 acres)
Garage Type	Attached
Garage Area	608 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	55 sqft
Deck Area	160 sqft
Patio Area	160 sqft
Canopy	215 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7720 E SAPHIRE LN
City	SPOKANE
State	WA
Zip	99212-3528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	SANDY RIDGE 1ST ADD PUD LT 10 BLK 2 (AFN# 5392313)
Legal Range	44E
Legal Township	26N
Legal Section	31
Legal Subdivision	SANDY RIDGE 1ST ADD
Legal Block	2
Legal Lot Number	10
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3013
Census Tract	11302

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7720 E SAPHIRE LN, SPOKANE, WA 99212-3528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPOKANE TEACHERS CU
Jan 4, 2019	Warranty Deed, Subdivision Related Transfer · ARM WELLS FARGO BANK NA
Nov 28, 2017	Warranty Deed, Construction Loan PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2019 · Amount on Record
Deed Sale	Jan 4, 2019 · Amount on Record
Prior Sale	Nov 28, 2017 · Amount on Record
Deed Document Number	20196773752
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	7720 E SAPHIRE LN, SPOKANE, WA 99212-3528
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007011218
Date	Dec 21, 2020
Instrument	7011218

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

January 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 4, 2019
Property Address	7720 E SAPHIRE LN, SPOKANE, WA 99212-3528
Document Number	0006773752
Map Reference	VOL 32 PG 68-71
Instrument Date	Jan 2, 2019
Instrument	6773752
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,107.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7720 E SAPHIRE LN, SPOKANE, WA 99212-3528

Mortgage

Document Number	0006773753
Date	Jan 4, 2019
Instrument	6773753

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Feb 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Max Rate	9.12%

November 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 28, 2017
Property Address	7720 E SAPHIRE LN, SPOKANE, WA 99212-3528
Document Number	0006662625
Instrument Date	Nov 22, 2017
Instrument	6662625
Transaction Type	Construction Loan
Record Updated	Dec 5, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$893.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3807 N EDGERTON RD SPOKANE VALLEY WA 992121801, SPOKANE VALLEY, WA 99212-1801

Mortgage

Document Number	6662626
Date	Nov 28, 2017
Instrument	6662626

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	SPOKANE, WA 99223

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	West Valley School District (Spokane) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,288.00 (-2.87%)	$531,400 (-5.76%) Land $150,000 Building $381,400	$531,400 (-5.76%) Land $150,000 Building $381,400
2025	$6,474.00 (+3.55%)	$563,900 (-0.69%) Land $110,000 Building $453,900	$563,900 (-0.69%) Land $110,000 Building $453,900
2024	$6,252.00 (-1.08%)	$567,800 (+29.63%) Land $80,000 Building $487,800	$567,800 (+29.63%) Land $80,000 Building $487,800
2023	$6,320.00 (+12.68%)	$438,000 (-) Land $65,000 Building $373,000	$438,000 (-) Land $65,000 Building $373,000
2022	$5,609.00	$438,000 Land $65,000 Building $373,000	$438,000 Land $65,000 Building $373,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASADENA PARK IRR DIST 17 serves 6,269 people · EPA ID WA5366300
Water Source	Groundwater
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Intermax Networks.

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